Scratch that. Nobody is an expert on the facts of life. There are only people with experiences. These people are around long enough to know the difference between what works and what doesn’t. They know how to deal with people and work with the bumps along the way. Most of all, they are self-assured. They know enough to help the lost and young on the questions they had when they were at the same age.
When advice is put into action, it becomes a part of etiquette. Instilling manners into your system does not only benefit yourself. It also helps the community and the society once everyone gets going with the trend. You get to score points with your neighbors at your condo in Nuvali. You live a long life as you fill yourself with confidence and love.
However, a twenty-something may still be unaware of how to accomplish these things. Most of them recently got their diplomas, on their first job or serious relationship. Some of them think they have it all under control when they absolutely have no idea what to do. They face problems head-on and apply solutions that only smack them in the face. Stumbles will always be part of life, but they become fewer as one learns how to face the hurdles.
Experienced Humans: Fifty-Somethings
Below are some bits of advice from experienced humans, in this case, fifty-somethings that will help you through life. These people already spent half their life on Earth. Hence, they don’t mess around when talking about life.
Actively work on identifying what job will make you feel like you don’t work in a 9-to-5 setup. Pursue it with all the energy you can manage. Nothing says demise than daily routine. Clocking in and out at the office, sending and replying to e-mails, and accomplishing the same ad-hoc tasks is a surefire way to kill the spirit. Instead, ignite the passion inside of you. Dance, draw, paint, read, sing, write, or travel if that’s what you wish to do. You can immerse in various pursuits throughout your lifetime. Doing them brings you closer to what works for you.
No one wins or loses in the game of life. It’s the journey that counts. The material wealth you have – cash, automobiles, electronics, and other luxury items – have the same value as the generic ones. A Chanel bag is still a bag. A Bentley is still a car. It all boils down to perspective. Switching to newer and better versions of the former will result in the same way it was before after six months.
Consequently, do not put stuff above people when making priority lists. They are never as important as the people you love. Cherish the memories and time you have with each person in your life. Family and friends are the ones there for you at a time of crisis. Not your iPhone.
Major life decisions are for you to decide. Other people exist to encourage and provide support. They must not be the one running the show. Thus, don’t make decisions to please others. Live for yourself. Remember, there is no one else to support you and your dreams but you.
If you don’t have confidence, fake it. Pretend as if you do. Going through the motions will trick your brain into believing. Eventually, you will gain it, and everything will fall into place.
These five pieces of advice target the self. Change starts within a person the spreads to others once they are sure of themselves. Twenty-somethings are in a period of insecurity due to the unstable footing and lack of knowledge in the world. Having a guide, mentor or someone who is wise beyond their years are the people who give out nuggets of wisdom.
Financially stability is probably every Millenial’s dream. Born in a world of economic meltdowns, fiscal and monetary policy, these individuals often look forward to easing their worries regarding finances.
They start early – they look for jobs and side hustles, build empires and turn their passion into business ventures. Of course, the path to these isn’t easy. It can be a breeze when you know where to start.
To help you get started, here are some hacks to financial stability.
1. Build your emergency fund.
There’s no other solution during difficult times than to establish a sizeable amount of emergency funding. Each day unexpected events happen to each one. What’s worse, the outcomes are unpredictable. Some events result in greatness while others result in depression (not the illness).
These events not only happen to us. They also occur to people close to us – parents, siblings, and children. When these occur, you must be ready to buffer against the hardship. A sudden layoff, sickness, and death entail costs that can eat up your operating expenses. An emergency fund will help you sail through them.
If you’re a regular employee with a monthly salary, it helps to save six months’ worth of expenses. Entrepreneurs, people on commission and those without a fixed income must save a year’s worth for their expenditures.
2. Expand your income base.
It will take you awhile before you reach the ideal amount for an emergency fund if you have a meager paycheck. A minimum wage will only get you so far – utilities, food, other necessities, and the remaining for savings. You won’t have enough for investment which is crucial to make your money grow over time.
Thus, you must get creative and bust some move to gain some moolah. Some people get a side hustle on top of their 9-to-5 job. Others explore their passion until they start making something out of it. There are guides and tutorials on the Internet that can guide you and become your inspiration to grow your money.
3. Explore community services.
Privatization and exclusivity may be convenient and fancy, but it’s highly expensive. An Uber ride to work is double the amount of your daily train fare. Therefore, commuting is highly sustainable compared to other modes of transportation. Exploring the travel route from Trinoma to Vertis North saves you a couple of bills while doing good to the Earth.
The same goes for biking and walking. It doesn’t only decrease your expenses. It also minimizes your carbon footprint. Besides commuting, common areas like public parks, museums, and libraries are sources of culture and entertainment. Most of these establishments offer a small fee (often the entrance fee) to maintain their operation.
TL, DR: You can be part of something without spending a ton of money just because of exclusivity.
4. Set a partition on your utilities.
Scheduling bill payment twice a month between both paychecks is a life hack. It spreads out your money and extends your budget. To do this, include electricity and water bills in the first half of the month. The other half covers the remaining expenses such as cable, Internet and other payables.
You can throw in other expenses such as groceries and household expenses in the mix. You can do grocery shopping twice per cutoff. That way, you can easily track where the bulk of your money goes.
5. Use budgeting apps.
There’s an app for everything. There’s an application for budgeting for sure. Hence, use the power of technology to cultivate lasting financial habits. If budgeting and monay management isn’t your cup of tea, you can rely on apps to balance accounts and compute your expenses for you. All you have to do in input the complete details to arrive at an accurate computation of your payments and net income.
Maintaining a savings account and paying off a loan is easy when you don’t have obligations. Family members can add to the bulk of expenses without contributing to income. Thus, use these tips and hacks to maximize your earnings. Once you have enough, start growing your passive income. Being financially stable is based on a having a fixed passive income.
Photo from Unsplash
“Often what’s wrong with some modernist houses – they’re kept vacuum-sealed all the way through. And then people wonder why they haven’t any atmosphere.” – John Stefanidis
We all hate damages. Especially when your favorite thing is broken, we feel like we have already lost a very important thing in our life. Whether you like it or not, damages at home are inevitable. One of the reasons is probably because you consistently used that particular thing. It does not matter if you lived in a condo for rent in Bonifacio Global City or any condominiums in the Philippines, you will find damages at home.
But just because might notice some damages, that does not mean that it is going to be a big deal. There are a lot of damages where you can fix it yourself. You do not need to call a professional just to fix it for you. Keep in mind that some damages may be simple enough for you to mend it. To give you an idea, we list down some things you have at home where you can fix yourself.
1. Uneven shower stream
If you know that there is something wrong with the shower, then you should check behind the shower’s handle. There is a valve that is responsible for correctly mixing hot and cold water, and kept the pressure consistent. But before you do the fixing, make sure to shut off the water to the shower, then you can now remove the screws holding the handle through the use of plier and the trim plate on. After, install a replacement pressure to balance the cartridge.
2. Toilet bowl scratches
This is also one of the many things at home where you can fix it yourself. If there are any bowl scratches or anything that keeps the bowl from flushing, then you can clear it with a drain snake. Scrubbing the marks with kitchen scouring pad is also another thing you can use to fix the toilet.
3. Sluggish vent-hood suction
When you have poor suction in your kitchen sink, then you probably need to replace the motor. But before you start fixing, always remember to shut the power to the hood and remove any filters. You also need to pull out the fan blade and find the motor’s wiring harness. Unclip it and unscrew the motor from its blanket. And then attached the replacement motor and reconnected the harness before you install the fan blade again.
4. Dripping dishwasher
This is one thing that we hate whenever it is damaged. Keep in mind that constant use of the dishwasher, the thick rubber gasket along the edge of the tub can also become brittle. That is why, it is important for you to examine the gasket and gently pull it out and reseat it into the tub, and then run the dishwasher. However, if the dishwasher is still leaking, then you should get a replacement gasket and install it in the same way.
5. Slow dryer
It is a must for a dryer to have a proper airflow to finish a load of clothing. However, if your dryer is not working, then this might not a start to wash your clothes. To fix it, you need to remove the front panel and housing cover and unhook the door switch’s wires. Behind that is the blower wheel, remove it from the motor shaft with snap ring pliers. You then need to slide the new wheel in place and test that if it spins by hand. If it does, then you have to reassemble the dryer back to its form.
Purchasing a property is one of the largest single purchases one will make in life. And when it comes to real estate investment, saving for your first down payment and building home equity can be a way to build wealth for your future. That only means, saving money for a down payment should not be taken lightly. However, If you think saving is as easy as you think it is, wait until you get started.
It’s not to scare you, but to give you a heads up on what’s typically going to happen especially when saving for a down payment. Regardless of the property, you want to invest; be it Solstice or any real estate property, there are certain things to consider when saving.
Find affordable alternatives
The moment you decide to invest in a real estate, compromising is one common thing you need to consider. For instance, you can drop your gym membership for exercising at home. Or perhaps, lose the cable subscription and sign up for Netflix. Having these as your alternative, you can save as much as you can. One thing is for sure; you can still continue to live your life without spending too much on the things you do not need. Moreover, think twice before you buy something – you may not need that particular thing.
Yes, saving may be hard, but that does not mean you should hate it. That means you can break you savings goal down into manageable chunks, and think of a low-cost reward for yourself. After saving a lot of money in week or month, you can treat yourself to a dinner, or something that you want to have. However, you should also be mindful of the price. Just because it is your reward, you should also spend a lot of money on it. Of course, that should also not be the case. Since you are still saving for the down payment, you should also be mindful of the things you are want to buy.
Turn your savings into more savings
Did you know that it is possible for you to turn your savings into more savings? Perhaps, you can consider high-yield saving accounts, certificates of deposit, peer-to-peer lending and mutual funds. Moreover, you have to make sure to get solid advice about whether your timeline is appropriate for various investment options. But if you are not sure about these alternatives, you can go for high-yield accounts. This is one of the most conservative choices you can make since they are insured by the federal government.
Turn your hobbies into side gigs
Whether you realize it or not, you can turn your hobbies into money. How? There are people out there who can appreciate an individual skill where they are willing to pay for your ability. Let’s take painting, for example; some people would buy your artworks. Or perhaps, if you are good at playing piano, guitar, drums or any instruments, you can offer some lessons. With this, you are not enjoying doing your hobbies, but you also earn extra income out from it.
Although saving money can be challenging and daunting, that should not be that hard as you think it is. You can make it fun while you are saving money for the down payment. Moreover, this is one way you can achieve your dream home.
“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
Whether you realize it or not, there will always be a beauty in a big blank and clean wall. Agree? Of course, this is the time when you can actively and creatively imagine what things to put to fill in your big empty wall. For some, this is one of the common problems they faced especially when they don’t know anything about decorating at all. However, when you know what you are going to do with your wall, then a wall décor challenge is just a piece of cake.
It does not matter if you are living in a real estate Cebu, decorating your wall is one of the things you can do to make your wall look good. Well, if you don’t have any idea at all on what you’re supposed to do aside from the typical paintings we have on our wall, then below are some simple and doable examples you can apply.
Build a bookshelf
If you have a lot of things or books yet you don’t have enough space in your home, then you might want to have a bookshelf installed on your wall. Instead of having or putting decorations, make the bookshelf as part of the decorations you have on your wall. With that, you’re not just saving up more space but also, you just made a great and stylish way to have a bookshelf.
Installation of bookshelf may be hard on your part. Of course, you also have to make sure that the shelves are properly installed on the wall to have a good and durable base.
Aside from the pictures and paintings, you can also have statement art on your wall. Installing a striking piece of statement art can be eye-catching to the viewers. Moreover, isn’t it nice to wake up in the morning with a piece of interesting piece of art on your wall? Well, hanging one or two statement arts on your wall would be enough.
One of the struggles most homeowners have is that they don’t have anything to decorate at all. Perhaps, they are one of those homeowners who invest in a property with no furniture to fill the empty spaces yet. Well, you can go with wall coverings or wallpapers. Fret not! Wallpapers are easy to install on your walls. You just have to make sure that there will be no lumps on the surface.
There are a lot of styles when it comes to wallpapers. And it will always be up to you on what style of wallpaper you want to use.
The gallery wall
If you are a kind of person who likes to take pictures or paintings, then the gallery wall might suit your taste. You can have your wall combined with your photos and paintings with different sizes and color and framed or unframed artwork. You can also fill your wall with textiles and other wall decals. Of course, it is also important for you to consider mix matching your decals on the paintings of your wall. Make sure that the color and shapes, sizes can go along with your wall.
If you are not sure about the color combinations, then you can go neutral yet bold, sophisticated and creative in many ways.
Decorating your wall will always depend on what you want to do or have on your wall. Before you can decide on what kind of decorations you want for your wall, you also have to consider about whether your wall and the decorations are incorporated or not. If not, then you have to find ways on how you can mix and match your decals to your walls without compromising its quality.
You cannot decorate your home when you do not have the basic tools to use on the necessary improvements. Home decoration often need tools for you to get started. And for one to achieve the desired outcome, a homeowner should have a good toolkit – but of course, you do not need to buy a kit all at once lavishly. However, if you want to have a better result, it is best for you to invest in well-made items that will last a lifetime.
Yes, it may be understandable that most homeowners cannot have the right tools since they also have so many things to think of. But if you do not have the right tools, you may not achieve the result you have to have. Whether you live in Amaia Home or any other real estate in the Philippines, there is no reason for you not to have the right tools. And if you are planning to do some renovations or decorations, homeowners need these things below:
One reason why the decorations are not properly installed is that it is not properly measured on where and what spot should you put the things you want to display. Perhaps, for some, “eyeballing” may be useful. However, that may not always be the case. You need to have a measuring tape for you to make sure to have the right measurement for each corner or space for you to have a better result.
Hammer is one of the most important tools you need to have at home. Of course, you do not want to make the work difficult for you, right? That is why you need to have a hammer included in your toolkit to make sure that you can use it anytime whenever you want to do some renovations at home. And if you are still planning to buy a hammer, you have to make sure that the handle of the hammer is comfy enough for you to use.
Drill or screwdriver
Drill or screwdriver is necessary tools especially when you want to hang something on your wall. Of course, this would help you hold whatever things you want to display. Moreover, screws are great when you need to tighten up some things to make it more durable enough on the wall or any corner of your home.
If you think ladders are not necessary when it comes to home renovations, then you better think again. Of course, there will be times that you need the ladder especially when you need to reach for your ceiling. Ladders are also important when cleaning your ceiling. There are just cobwebs that are stubborn enough for you to get. That is why you need to have ladders to make sure that everything will be included in the cleaning.
Aside from the fact that pliers are one of the most essential tools you need to have at home, pliers are also good for cables and other things that you need to do. There are different kinds of pliers, for crosscutting electrical wire, you need to have the side-cutting electrician pliers. For reaching into electrical boxes to trim away the cable’s sheath and paper, you need to have the diagonal pliers. And for cutting old rusty nails, screws, staples and clips, you need the ironworker’s pliers for it. This only means you need to make sure that you know which pliers are best for you to make sure that you will have a better outcome of the decorations at home.
One way or another, you need to have your decorations kit ready all the time. Of course, this is to ensure that you will have something to use whenever you decide to fix or decorate something. In this way, it will be much easier and faster for you to make things done at home.
“Of all place, why to choose to move in Quezon City?” Perhaps, some of you here might be wondering and asking about such matter. Right? You can be one of them too! Well generally, Quezon City was once the seat of power of Metro Manila. Nowadays, vestiges of the city’s old grandeur are still there. That means, there are still a lot of different establishments for the people to use and enjoy.
If you are planning to invest a property, there are actually a lot of affordable condo for sale in Quezon City available for you. It basically doesn’t matter what condo unit you want to purchase, for as long as you are satisfied with the property, then you will definitely achieve what you want in life. However, if you are one of those people who just don’t have any idea why to choose Quezon City as their new home. Here’s why:
1. MRT-7 is now in the works
For most commuters, this is one of the things they tend to look forward. Of course, it is definitely hard for them to go to their work when there is no enough transportation for them to use. Well, fret no! San Miguel Corporation (SMC) recently broke ground for the Metro Rail Transit Line 7. This will connect to MRT-3 which runs from North Avenue Station until Taft station in Pasay City. MRT-7 will serve 28,000 per house, per direction during peak hours. It also aims to cut down the travel time for most commuters who take the congested Commonwealth Avenue.
2. It is eyed to be the next gaming and leisure hub
If you are a kind of person who usually go for gaming and leisure hub, then investing in a property in Quezon City might be on your taste. In there, you will definitely have fun and enjoy the game you are playing. Quezon City is planning to have a mixed-use development that will be similar to Solaire resort and Casino in Paranaque, Bloomberry’s first venture into the gaming industry. Moreover, when boredom strikes, you need not worry since there are actually a lot and different games for you to try and enjoy.
3. More residential projects are coming in
This is one of the common reasons why people tend to choose to live or invest a property in Quezon City. Because of the vast variety of properties that are developed in that particular place, you will also get the chance to choose what kind of property you want to invest. Of course, you can definitely have the property of your choice. Moreover, real estate developers have foreseen Quezon City’s resurgence. That means, there will be more residential projects are on the horizon which will provide homeowners a wide range of real estate options.
4. Tech and BPO firms are looking alternative locations
It is undeniable that more and more business establishments that are already developed for people to have their jobs. And one factor that most people consider is the location of their work. That is why Quezon City is becoming a sought-after location for technology and business process outsourcing companies. That means, there will be more and more people who can have the chance to have their job in their desired location. Moreover, this is also one way that people would not have to worry about going to their work since residences in Quezon City are just near their working place.
Generally, there are actually a lot of advantages when you invest in a property in Quezon City. Of course, for as long as you know what and what not to do when it comes to real estate investments, then you will definitely achieve and have the property or condo unit that you wanted.
There will always be a fun part when having pets. Aside from having them as a great companion, they can also be beneficial to our health. Yes, you heard it right. There are a lot of studies that show pets can increase scientific evidence to prove that they are helpful in keeping their owners mentally and physically fit. Pets are also believed that they can help speed up the recovery of the patients. Moreover, they are also good to have when you have kids at home.
Generally, there are properties such as Alveo condominium Cebu and another real estate in the Philippines that allow pets in their premises. That is why more and more homeowners would love to have pets in their home. However, there are just some homeowners who don’t know what and what not to do when it comes to responsible pet ownership. Perhaps, all they know is that for as long as the pet is in good condition t hen it is ok. But for you to a good owner for your pet, there are just some things you need to consider before you have one in your home. Well, you can start preparing your home. Here’s how:
Couches and pets either become best friends or worst enemies
Always remember that pets don’t care about how good your furniture is, for as long as they know they can be comfortable playing or sitting on it, then they are going to stay on your couch. However, if you have couches that are made of fabrics, then this might not be a good choice for your pets. Of course, the fabric of your couch can be damaged by the claws of your pets. Moreover, you also have to expect that pets don’t care about being dirty. For as long as they want to do something, then they usually do the things they just feel like doing.
Area rugs love to hold onto fur
If you are not keen when it comes to choosing the right rugs for your home, then you better learn how to look for a rug that would also be a pet-friendly. This is also one way to prevent health risk especially for those people who are suffering from asthma. However, if you don’t have any idea at all on how to choose a good one, then you have to buy an area rug where it has a lot of different color or rugs that are similar to the color of your pet’s fur. With that, you will know where your pet will most likely stay. Moreover, don’t forget to consider your pet whenever you want to buy a new rug. Make sure that your pet will also like it.
Are you about to buy something that you don’t want your pet anywhere near? Reconsider!
Buying furniture is not a bad thing at all. In fact, this is one way to make your home a place where you can be proud of. However, if you think that you don’t want your pet to go anywhere near it, then you have to reconsider buying it. Perhaps, you can try other things that have the same features you want to have. Moreover, if you think that it is not that useful to you, then you better think again before buying it. That particular thing will only damage when you are not careful enough in placing that thing in your home.
Of course, always remember that your pet can sometimes also be playful. They don’t care if they broke or damage something in your home. For as long as they want to play, they definitely will. That is why you have to make sure that there will be no things that will go to waste because of that.
Owning or having a pet at home is not that bad as you think it is. You just have to make sure that you know what and what not to do when it comes to responsible pet ownership and on how you are going to prepare your home for your pets.
One of the most exciting things to experience is having and hosting a dinner party at home. For some homeowners, this can be one of the greatest achievements especially when a party is a success. Sure thing, hosting a dinner party can be stressful, but it is going to be worth your effort when you see your audience or guests that are entertained by you.
However, if you think that being a host is just a piece of cake, then you better think again. Not all hosts are capable of entertaining their guest. Of course, hosting is a crucial thing to do since it can make or break a good dinner party. And if you are one of the people who are assigned to the task, then it is better for you to know the basic guidelines to a good and effective hosting.
To have an effective and successful party, there are just things that you should not do. Of course, that is for you to avoid awkward situations while on the party. Basically, it doesn’t matter where you live, be it in Amaia Scapes Cubao or any other real estate property, a successful dinner party is within your reach. And to give you some idea, below are some things that you should avoid when hosting a dinner party.
Expecting guests to help themselves to food and drink
Although there might be some guests who know where your fridge is, but never expect to help themselves to the fridge and get some food and drink. Of course, it is not appropriate for a guest to go to your house just to have what they want. It is your responsibility as a host to prepare the food and drinks ahead of time on the table.
Not thinking about the flow
When it comes to hosting a party, it is expected that there will be many guests that are going to attend. That means, your home will most likely be surrounded by guests. And not thinking and considering the traffic flow of your home is a no-no. Before anything else, you should arrange or locate your furniture where it is going to be accessible for the guests. For instance, make sure that the table for the food and drinks are properly arranged for as not to be crowded when it comes to dinner time.
Serving food and drink that take a ton of prep on the day of
If you are planning to have and serve some good drinks, then hiring a bartender is going to be a good option. Of course, you don’t want to spend the rest of the party mixing and shaking their drinks, right? You also have to enjoy the night with good drinks. Let the bartender or ask a friend to do and make good drinks.
Not having a plan for music
A party without some music is going to be boring. Basically, you don’t need to hire a band just to entertain your guests, unless if you really want to. A simple music on your phone will do. For as long as there will be good music to add up the ambiance on the party. Moreover, you also have to make sure to choose the right music for the theme. If you want to have a classy dinner party, then never play hard rock music. It will only make some noise and not a good sound. Choose the right music to set the most of the place.
Forgetting to check the thermostat
Remember, there will be lots of guests that will most likely attend your party. That means, there will also be more body heat on the place. Never make your home too hot or cold for your guest to handle. Before you let your guests in, make sure that you have already checked the thermostat of your home. With that, the temperature is going to be right with them.
Leaving your guests to introduce themselves
There are just times that you tend to invite guests or friends who don’t know anyone else at the party. Of course, it is your duty to introduce them to other guests at the party. Don’t just welcome them and give them food and drinks, they will definitely feel awkward on your party.
Trying to do everything on your own
Whether you realize it or not, we all do need a helping hand. Of course, you need someone to help you on that matter. Perhaps, there will be a specific who will be assigned to distribute the food and drinks. While you, it is your responsibility to treat your guests the nicest way as possible. With that, they will definitely enjoy the night.