It’s easy to get in a financial rut once in a while when you’re starting your career or launching a new business. When you’re young, you can get sucked into the vortex of the capitalist culture. You have to buy stuff to fill your home or be identified. It’s no wonder that people get into debt or end up with no money because they’ve spent it in buying stuff they don’t need.
You might think that the solution to your problem is to skip the mall altogether. However, there are other things you can do so you won’t end up losing all your money in shopping. Exercising control or finding an alternative activity are few of the things you can do to fill your day besides visiting the shops at Vertis North.
Find out how you can spend a day at the mall without going broke. The tips below will be the solution to manage your money properly.
Opt for experiences and not add-ons
Don’t go to the mall with the mindset of “wanting to have something.” Instead, think about what you wish to achieve or experience while there. Consider all the things you and your friends can do when you’re together. You can window shop and create a mental list of all the stores with high-quality swimwear. That way, you don’t have to worry about getting your next summer outfit. You can also visit cafeterias and ice cream parlors to find which has the best tasting iced coffee or gelato. If you’re with kids, you can visit the arcade and children’s booths. Some booths offer free trial or admission to activities.
Put your needs first
If you think about it, you can take care of your needs by shopping. You have to drop by the grocery store to get fruits, veggies and other produce. You need to visit boutiques and stores to get new clothes whenever what you have are too worn out or ill-fitting. But, there are other needs you’re neglecting when you only think about these things. You forget about your emotional well-being. You also need to breathe and think clearly. Shopping sprees won’t help you achieve that. A day at the spa, a hike, or time at a local shelter are some things you can substitute for shopping.
Don’t stop walking
Use your time at the mall to exercise. Walking helps you burn calories while straying your mind away from buying something you don’t need. Whenever you feel the urge to enter a store to purchase an item, you should walk towards the next floor. It’ll change the view and help you think about other stuff besides shopping.
Choose the right shopping partners
If your weaning on shopping or plan to change your spending habits, then you should also think about the people who shop with you. There’s a phenomenon called “group-level consideration” that happens when you are with others. The people you spend time with or are with you at the moment of buying can influence your decisions. If you’re friends or mom doesn’t have a grasp of your financial health, you can end up with a credit card bill you can’t afford to pay especially if they’re reckless shoppers.
Malls are fond of selling items in bulk or offering gift certificates to their customers. However, it comes with a price. You have to buy a regular priced item or reach a certain amount to avail the freebie. Don’t fall these seemingly money-saving tactics. They only encourage you to spend more or increase the quantity of the items you have in your cart. The next you face a similar situation, always think of your choices. You always have the option to walk away.
Shopping can be a form of therapy. Some people even get a confidence boost after a day of shopping. That’s because they think they bought the right items that makes them smarter, sexier, or much prettier than they are. Unfortunately, feeling bad about yourself can only drown you in shopping bags. Once the glamour of shopping fades, you are left with yourself. It’s time you acknowledge yourself for who you are. Learn to love your strengths and weakness as clothes, makeup and makeovers can change the way you see yourself.
Survey the aisles
Before you settle on a can of tuna or a loaf of bread, you should first look for alternatives. You might find a less expensive tuna with the same size or a can that’s is more costly but weighs more. Furthermore, it can feature better quality than the product you’re used to buying. Always look at each aisle to see if you’re getting the best deal out of your shopping trip.
Don’t fall into a store’s trap
Marketers and business owners set up stores to encourage mall goers to linger to the store and spend more. They trick your senses to remain enchanted with the products on display. Clothing stores blast feel-good music, makeup and skin care shops have a good-looking staff to show the effectivity of their products, and jewelry stores install high-wattage halogen lights to bring out more sparkle to their watches and other displays.
Wait for sale season
The easiest way to maintain money in your wallet is to sit out the spending sprees you have during ordinary days and wait for sale season to come. Don’t worry about items going out of stock. The store is sure to go all out during the end of the season. You’ll still be able to see that pair of boots or oversized sweater and get them half the price during a sale.
Look for items at the back of the store
Most stores, including high-end ones, place their new releases and pricy items in the middle of the store. These stores aren’t thrilled to put out the things on sale so they usually stash them at the back. Be patient and always watch out for major steals placed at the sides or the back of the store.
The mall is an exciting place to be but not so much when you’re broke. It can make you feel small and insignificant because you don’t have enough cash to buy the things you want or eat at the latest food joint. Fortunately, you don’t have to skip the mall altogether when your balance is running low. These tips show you how to survive a day at the mall without cashing out.
There is no shortcut to success. There is also no exact definition of success. Each person has a concept of success towards various aspects of their life. Career is one aspect of being important to adults. It is closely tied to money, fame, business, and time. People juggle these elements to reach the goal concerning the career aspect of their life.
Of course, success in career is always an individual journey. Progress is up to each individual. How each deals with the daily work-related situation at Vertis results in a future action. Thus, the key to being successful in your career depends on the activities and choices you take.
There are some things you must go through to reach your career goals in an office in Quezon City. Below is a list of must-do you must undergo to be a success in the career aspect of your life.
1. Reach out to inspiring yet intimidating people.
It’s time to call the person who has something to offer you. Don’t put off reaching out to people who can help you improve and become a better version of yourself. They can help unlock your abilities and offer opportunities which were ones out of reach.
2. Get out of bed earlier than usual.
You must your sleeping habits, so you can wake up before your usual waking time. Rising early gives you more time to accomplish things within the day. Early risers have more time to prepare breakfast and eat nutritious meals while basking in the sun. The morning is the time to be exercise and be proactive by planning activities for the rest of the day or the week.
3. Give more than you get.
Return the act of kindness. Give back to people who help you rise. Help your mentors and people who pick you up along the way. Good karma follows those who practice it.
4. Move towards where you want to be.
Though it’s essential to look towards the future, you must always go to the path leading you to what you want. Your position or promotion may be comfortable and enough for the moment or the next three years. However, it’s not the same as being in the industry you to be. Always grind towards the thing you wish to achieve.
5. Accept accountability for actions especially when things go wrong.
Accountability is empowering. It’s a form of acceptance which encourages positive and negative outcome. It’s the ingredient for self-correction as it pushes you to take responsibility for tasks and your goals. Hence, it helps you set realistic expectations and build trust in yourself.
6. Deliver results within unreasonable deadlines.
The corporate world is cutthroat. It’s like an entirely different world when in the arena. It’s full of people with the same ambition and drive as you. Several people are also vying for your position at work whether it’s an entry-level position or senior management. Since you are part of an organization, you must do your best to deliver results within deadlines.
7. Try over and over even in the face of failure.
Quitting is never the answer. Even if you look like an idiot in front of everyone, it won’t matter if your mind is set on a goal. Prioritizing your dream must weigh more than your appearance and how society thinks of you. Continue to prove yourself otherwise.
8. Look beyond the “facts.”
Change is the only permanent thing in the world, and not even facts can argue with that. When someone presents an argument, challenge it. Look into the case. Back up your version of facts to verify which proves a solid case. Don’t settle until your satisfied.
9. Choose results over excuses.
Strive to work hard and be radical. Always aim for results as they are physical representations of your effort. Prove naysayers wrong by providing more than you are capable. If there’s a block along the way, try not to give in to excuses. Don’t rely on your negative inner voice to save you from the stressful situation. Face them by immersing yourself in work.
10. Find humility in the lack of knowledge.
Not having the answers or not knowing the next set of steps to take will make look different from others. You may look like a fool while searching for answers you don’t have. At this time, it’s best to be humble, accept the current struggle, and find faith in the journey.
11. Invest in yourself.
Improve your strength, build your skill set and expand your knowledge about the industry, current events, and relevant information about the job. Take classes, go to the gym, buy supplies in the shops at Vertis North and immerse in a project. Take time to discover other passion helping you improve as a person. That way, you can effectively add value to any organization.
12. Stand up and fight for what you believe.
Getting in an organization can kill your spirit. The competitive environment can strip you away from your dreams and kill your ambition. Always stick to your values and belief system even when a culture already exists in the organization. It will make you stand out. Be authentic, and discern what’s right from what’s acceptable.
13. Endure the uncomfortable feelings.
The time will come when you feel safe and insecure because you have to play it safe. It may be uncomfortable, but dwelling on it teaches you how to carve a path of your own, rise from the adversity, and challenge your self to come up with better and viable solutions.
14. Stop wasting time and energy.
Complaining is a time-waster. It’s also an energy zapper. It’s a negative activity and utterly unproductive which is the opposite of what you want to achieve. To succeed, you must exercise control and cut out the pursuits not contributing to growth or value to your career.
15. Practice gratitude.
Make it a habit to be grateful for each day. A new workday brings an opportunity to learn something new on the job, explore an idea and contribute to a community with individuals with the same goals and vision. Gratitude empowers the mind as it turns on the positive side of the brain. When you practice finding the good and be thankful for it, you begin to enjoy the gifts of life and the fruits of your labor.
It is part of man’s DNA to strive for greatness. It is also part of each person to dream and have ambition. However, greatness only comes after hard work and a few challenges. If you want a successful career, you must go and do these fifteen things to move mountains and reach for the stars.
Love grows and expands. It is the only thing that you give away but never diminishes. Once you fall and accept the person as they are, you are entirely captivated by the person. The time when you want to enter the next level of your relationship.
Long-term relationships past the dating stage are ready for the next step, marriage. But before they go hunting for rings in shops at Vertis North. Their partner must get to the proposal. Asking the question is dreadful as there is no assurance of any affirmation. Also, they want the best for their partner, so they want everything to go off without a hitch.
A simple engagement often completes the moment. Gathering family and a close-knit circle of friend to witness the once-in-a-lifetime moment completes the occasion. But if you still want to execute a unique proposal for your loved one, try one the ideas below.
1. The Surprise Homecoming
If your partner is a jet-setter because of her job, you can use this opportunity to give her a warm welcome at the airport. The next time he or she comes home from a long trip, you can propose on the spot upon embarkment. You can hold up a huge handwritten sign saying “Will you marry me?” or you can meet your partner halfway to get on your knee and hold out the ring box. If you wish to go with the sign, asking help from family members and friends to hold the signs will place the last word – “me” – in your hands.
2. Fine Dining
A lot of people propose in public places. Most end up restaurants for its comfort. You have the meal and the luxurious setting in one place. What more can you ask?
If you wish to propose in a restaurant, inform the establishment beforehand. Know if they have arrangements regarding wedding proposals. That way, you can plan the flow of your date night. You can also ask them for advice on the best way to have the engagement. You can have your proposal written on a plate as the waiter delivers the ring with the dessert or entree.
3. Completing the Puzzle
Want something unique? Create a customized jigsaw puzzle! Write the words on the pieces and allow your partner solve the picture. You can create the puzzle pieces through CreateJigsawPuzzles, Piczzle, Printer Studio, and, Portrait Puzzles.
4. Going Back in Time
Take your sweetie to the place your story began. It can be the theme park you had your first date or the restaurant you spent your first anniversary. Drop some lines during an intimate moment. It can go something like this, “We’ve had an amazing journey these past years. I think we are ready to take the next step in our journey. I hope you pick me as your partner in life.” Try to be as smooth as possible. To make it seem natural, add some lines or humor that brings out your personality.
Superman isn’t hiding behind the clouds in the sky. They are digital skywriting planes high above the ground doing advertising and writing messages. Take your engagement off the surface of the Earth by setting up a personal note to an aerial advertising company. It’s one way of showing your love to the world. Tying a banner with the proposal and flying the plane over your town is a cool way to spread the news.
6. Watching Your Silver Screen Moment
It doesn’t matter whether you are the creative type or not. You can come up with a montage or compiled video clips with the someone’s help. Recording your travel moments, holidays, and other activities while narrating how they are special to you will bring tears to your partner’s eyes. You can play the short movie at home before starting your favorite TV show. You can also show it to your family and friends as a surprise during a luncheon or a dinner. If you want to go big, you may show it at a local movie theater. Have it running before the usual Vertis North cinema schedule.
Marriage proposals, without extra effort and elaborate motions, are unforgettable. They are one of life’s milestones as you accept your partner to be part of your remaining life on Earth. Though acts of grandeur are unnecessary, paying attention to what your partner needs show how your love and affection. These six simple proposals are sure to get the affirmation you wish to hear.
Financially stability is probably every Millenial’s dream. Born in a world of economic meltdowns, fiscal and monetary policy, these individuals often look forward to easing their worries regarding finances.
They start early – they look for jobs and side hustles, build empires and turn their passion into business ventures. Of course, the path to these isn’t easy. It can be a breeze when you know where to start.
To help you get started, here are some hacks to financial stability.
1. Build your emergency fund.
There’s no other solution during difficult times than to establish a sizeable amount of emergency funding. Each day unexpected events happen to each one. What’s worse, the outcomes are unpredictable. Some events result in greatness while others result in depression (not the illness).
These events not only happen to us. They also occur to people close to us – parents, siblings, and children. When these occur, you must be ready to buffer against the hardship. A sudden layoff, sickness, and death entail costs that can eat up your operating expenses. An emergency fund will help you sail through them.
If you’re a regular employee with a monthly salary, it helps to save six months’ worth of expenses. Entrepreneurs, people on commission and those without a fixed income must save a year’s worth for their expenditures.
2. Expand your income base.
It will take you awhile before you reach the ideal amount for an emergency fund if you have a meager paycheck. A minimum wage will only get you so far – utilities, food, other necessities, and the remaining for savings. You won’t have enough for investment which is crucial to make your money grow over time.
Thus, you must get creative and bust some move to gain some moolah. Some people get a side hustle on top of their 9-to-5 job. Others explore their passion until they start making something out of it. There are guides and tutorials on the Internet that can guide you and become your inspiration to grow your money.
3. Explore community services.
Privatization and exclusivity may be convenient and fancy, but it’s highly expensive. An Uber ride to work is double the amount of your daily train fare. Therefore, commuting is highly sustainable compared to other modes of transportation. Exploring the travel route from Trinoma to Vertis North saves you a couple of bills while doing good to the Earth.
The same goes for biking and walking. It doesn’t only decrease your expenses. It also minimizes your carbon footprint. Besides commuting, common areas like public parks, museums, and libraries are sources of culture and entertainment. Most of these establishments offer a small fee (often the entrance fee) to maintain their operation.
TL, DR: You can be part of something without spending a ton of money just because of exclusivity.
4. Set a partition on your utilities.
Scheduling bill payment twice a month between both paychecks is a life hack. It spreads out your money and extends your budget. To do this, include electricity and water bills in the first half of the month. The other half covers the remaining expenses such as cable, Internet and other payables.
You can throw in other expenses such as groceries and household expenses in the mix. You can do grocery shopping twice per cutoff. That way, you can easily track where the bulk of your money goes.
5. Use budgeting apps.
There’s an app for everything. There’s an application for budgeting for sure. Hence, use the power of technology to cultivate lasting financial habits. If budgeting and monay management isn’t your cup of tea, you can rely on apps to balance accounts and compute your expenses for you. All you have to do in input the complete details to arrive at an accurate computation of your payments and net income.
Maintaining a savings account and paying off a loan is easy when you don’t have obligations. Family members can add to the bulk of expenses without contributing to income. Thus, use these tips and hacks to maximize your earnings. Once you have enough, start growing your passive income. Being financially stable is based on a having a fixed passive income.
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