Author Archive: arrielle_p

Etiquette: Mind Your ‘Apartment Manners’

Being on your own doesn’t mean you can go around the area and trash the place. You need to build a good reputation. A good reputation will help you get along with your neighbors. It makes the landlord proud of you. Most of all, you learn to live accordingly.

You need to cultivate manners. Being a twenty-something at the Lerato for rent is classy, but nothing beats a tenant with manners. Nowadays, renters and homeowners are much focused on traveling. They forget to provide a sense of community because they are not bent on settling. Still, people with class would rather have apartment decorum before expensive upholstery.

Manners are easy to learn if you give time to it. Here are five civilities you can practice.

Habits to start now

  • Send warm greetings to neighbors

It feels nice to receive a “good morning” with a smile. Why don’t you try doing the same to the people next door?

Offer a smile and nod to acknowledge their presence when you encounter anyone from the building.  That way, they can warm up to you. Bid them a good day and remember to say please or thank you every time something comes up. A sincere greeting now and then is the easiest way for people to like you. Plus, they will remember you for your pleasant attitude and friendly demeanor.

spend time with family and friends apartment manners

  • Spend time with family and friends

It may not be your neighbors’ business, but having no one come to your home may send warning bells. Neighbors can get suspicious of you. It’s unusual to have no family or friends come over, even just once.

To avoid suspicion, invite your relatives and friends over the weekend.  You may not have the luxury to meet them in your hometown or at the usual hangout joint, but your apartment is free. Bring the festivities at indoors. Host a dinner or slumber party. You can also offer your place as a chill out spot for the barkada. You can suggest a potluck on food and drinks if you’re not the type to cook.

  • Tidy up the apartment

Consider other people in the vicinity, especially if you live in Lerato. If you are not aware, your home extends to the other areas of the complex like the fitness area, pool, gardens and parking lot. Practicing neatness and order doesn’t stop at your unit.

Try not act like a privileged neighbor who has an au pair which follows your every move. If you have to dispose of your trash, properly segregate and wrap it. Take note of collection dates and don’t leave a week’s worth of junk at your door. Don’t expect others to dump it for you. Stocking the junk will leave an unpleasant smell. Neighbors will come knocking at your door.

prioritize health apartment manners

  • Act appropriately

At the same time, don’t be a slob behind closed doors. While no one can see the state of your rental on days you are in a rush, the stress of having a messy space can affect you. What’s worse, you never know when maintenance will visit. Better keep the place clean at all times.

When people come over, remind them of the rules in the building. It’s best they follow them to avoid penalties. It’s hard to get branded as misfits.

  • Organize and make the space personal

Space is limited in a rental. It doesn’t have the comforts of a house, especially when hanging clothes. Have a space for hanging delicates in the kitchen or corner space instead of the balcony. Place these pieces of clothing out of the way.

Try to personalize your living area. Add decorations that will bring out your personality. A cozy interior provides a breather from the pressures of work and daily life. Inspirational pieces will break the monotony of the space and motivate you in the walls of your home.

tidy up your apartment apartment manners

  • Prioritize health

Spreading virus and bacteria especially in confined spaces is possible. The elevator, function rooms and communal are possible breeding grounds for harmful diseases.

Be a good neighbor by taking care of your health so you won’t be the one to start an epidemic in the area. Stay active and make use of fitness amenities in the complex. The moment you find yourself with signs of any sickness, take some rest. If it doesn’t go away, visit your doctor.

If you start practicing these five manners, neighbors will start being cordial to you. Ditch the habit of being a flighty millennial and embrace the warmth of belonging in a community. Attend to your manners and your apartment’s building will be the oasis you crave.

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4 Truths on Buying a Home with a New Job

You are just starting out as a young professional. You got everything under control. But at the tender age of being a twenty-something, you want to fast forward to the moment when you get to buy your place.

Buying a house entails risk, they say. However, that is an ancient thinking. While home buying always include additional costs, acquiring one isn’t as complicated as it used to be years ago.

Many working Filipinos are now opting to look for properties for various reasons. Some young adults want the comfort and convenience of a condo. Others want the flexibility of buying a low-cost housing in Cavite or other accessible communities.

It may be easy to acquire property, but you have to ask yourself if you are ready for the reality of having one while being in the early stages of your professional life.

Truths about homebuying

Truth #1: Buying a property is a huge responsibility.

buying a house is a huge responsibility

Besides the obvious of being independent and living alone, buying a property means financial responsibility. You can purchase a property without a savings fund. Banks and government agencies such as GSIS, SSS and PAG-IBIG offer loans with flexible term payment. Other companies also offer cash advances or loans that will be carried over the employee’s monthly salary.

Regardless of the source of funding you choose, you have to make sure you have it all planned out. The agencies and banks will check your qualifications. Your current income is a factor that determines if you can afford to pay the amount of money you owe. Other than your income, your spending habits have to be kept in check.

Financial institutions expect you to pay your dues accordingly. Even your salary is enough to cover the monthly amortization and loan fees, your shopping trips and lifestyle habits each payday may overpower your obligations. You have to consider other areas of your life. You may have to spend more on others so make sure getting a house doesn’t mean you have to sacrifice your priorities in life.

Truth #2: Credibility is important in credit.

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When you get a loan, you need signatories. The people you plan to include as signatories will serve as your referral.

Banks will ask you for guarantors, who will pay the fees and debts on your behalf during bankruptcy. Looking for the right people who will fit the bill is difficult. It requires trust from both ends. You need to establish good credit history so people can make sure you won’t fail to meet obligations. Their doubt level will be less and people will more likely accept the proposition if you are trustworthy.

At the same time, you need to choose people you can trust. Some people want to have their financial activities under wraps. Thus, include individuals who are responsible when it comes to personal information. Most of all, choose someone who accepts to be your fallback in case of emergencies.

Truth #3: Knowing the taxes and fees will save your life.

know the taxes and fees

Advertisements, sale offers, and packages will not include the exact figures on charges, fees, and taxes.

It’s important to research these, so you know what to expect when an offer is on the table. Find out the breakdown of monthly and annual fees from close peers and relatives with a similar property. That way, you won’t be surprised of the accumulating digits as the days pass.

The initial payments are the property reservation fee, monthly down payment, tax and spot bank charges from the bank. There’s also the closing sale costs which may not be divulged by your broker until later. It’s advisable to have at least 20% of the down payment price saved for these purposes.

Truth #4: Insurance is necessary.

insurance is needed

Insurance is helpful especially for events beyond your control. Fire, indoor flooding, and earthquake are accidents waiting to happen. There’s no particular time and day for these activities.

Signing up for an insurance gives a sense of security as it offers a buffer in case of these events. An example of insurance is the Mortgage Redemption Insurance (MRI) which is part of what you pay when acquiring a housing loan. The insurance will cover the family’s daily expenses in case of death and disability of the borrower. There are other benefits to MRI, but you also have to see if the coverage of the policy works for you. It’s important to have insurance that is greater than the asset value.

Same as other life goals, home buying has steps to follow. You need to have the determination to build you cushion fund. You must be ready for the responsibility of maintaining a property. You must get a hold of yourself and make a strong financial history. You need to understand the terms and conditions of the payment and insurance policy.

Buying a home is not a walk in the park, but getting a dream home as a young adult will bring the park at a close distance.

Five Ways to Be A Good Neighbor

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“A bad neighbor is a misfortune, as much as a good one is a great blessing.” -Hesiod

 

A Chinese proverb once said that a good neighbor is a priceless treasure and indeed they are. Although it is an often overlooked aspect when it comes to looking for a prospective house, it should be an integral element when it comes to looking for the right neighborhood. After all, a good neighbor does not only foster a community of helpful friendliness and comfortable living; it cultivates a good relationship among all the members of the society as well. However, it is not only enough that your neighbors are good, but you also need to be an excellent neighbor to them as well. After all, these are the people you live in proximity with so it is only right that you establish a good relationship with them. So, if you have just moved into a new neighborhood or are seeking to make new friends with the neighbors who have just moved in (whether you may be living in a condominium in Manila or elsewhere), here are ways you can be an exemplary neighbor:

1.) Be welcoming

It might be a little awkward to start up a conversation with a neighbor who is new to the community and even harder if you have lived next to them for months or years, but it can be done. Break the ice by introducing yourself as soon as they move in or if they have been around for quite some time, talk to them. Inviting them to a delicious meal or giving them some of your homemade cookies would not hurt either.

2.) Strike up a conversation

One of the easiest ways to establish a relationship with your neighbor is to strike up a conversation whenever you see them. Instead of just smiling and waving, ask them how their day went and do some small talk. In this way, you can get to know your neighbor better. Remember, try not to broach on topics that are too personal—well not until at least you know your neighbor fairly well and have established a close relationship with them.

3.) Do not snoop on your neighbor’s business

If you have been invited into your neighbor’s home, do not snoop around. Wait for him or her to give you a guided tour and if he or she does not, do not wander. Simply stay where he has invited you. Furthermore, do not try and pry into your neighbor’s personal life as this might make them feel like their privacy or personal space is invaded. Wait for your neighbor to open up to you in his or her own time and if they do not, do not pressure them into doing so.

4.) Be responsible for your pets

Be a little considerate of your neighbors if you have furry friends about. Make sure that your dog does not bark in the wee hours of the morning and also, do not let them leave their waste in your neighbor’s yard as this is one way to ruffle their feathers. Be responsible for your pets, and your neighbors will thank you for that.

5.) Do not be noisy

Should you be throwing a party or hosting an event in your house, let your neighbors know in advance—especially if,, you expect it to be a little rowdy. However, should your event last way into the night, try to at least tone it down and keep your voices down. Warn your guests not to get too uproariously noisy as this is a guarantee that your neighbors would be irked. Or worse, they might even call the cops on you.

 

Remember, if you want a good relationship with your neighbor, it has to start with you as well. Be a good neighbor yourself and maybe that is all you would need to make a difference. You might never know, but the neighbor you have been living next to for years might just be someone you can consider as a close friend.

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Perks of Residing Near Your School and Work

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The students just started this school year, and our ever-hard-working laborers are still working year-round, as usual. For many of us, travel going back and forth to our school and work is such a hassle. Imagine being stuck in traffic and you have a class at 8 in the morning, or have a meeting at 1 in the afternoon. You might have left your house three or four hours earlier, but it just won’t do. Unlike the people who are in a condo for rent in Makati, they don’t seem to have any problem if their school or workplace is just near their place.

To give you more of the mentioned above, here are some of the perks if you are residing near your school or work:

You are well-rested

It means no alarm four of five hours before you need to leave home. Thus you have extra time to sleep. You can do many things at home after school or work. You may be tired, but you still have a lot of time to do whatever you want or gain energy thru having a good rest. Isn’t it lovely?

Less time on the road

Given that the traffic in the Metro, well actually everywhere in the Philippines, brings out the worst in us, you will do anything just to get out of that trap. Having less time on the road is just pure nirvana we are all aiming for. Moreover, you are saving a lot of money and energy if you just live a few blocks away from school or work. You can walk for a few minutes or go bike, a workout that you can do in your daily life.

You can go back and forth to your place quickly

If you accidentally left something at home, you can get it and be back at your school or workplace in a jiffy. You can also spend long breaks at home, be at ease knowing that you can get no traffic. Hooray!

Feel free to invite friends and colleagues to come at your place

If you need to do projects or merely for bonding, you can have your friends and colleagues to come at home. It will be very easy for your group to go since it’s just around your area (school or office). It is also economical to hang out or spend your vacant in a house than renting a hotel, go out to eat at a fancy resto, etc. You can have your people swim (ask permission or sign them as guests) in your condo’s pool and cook scrumptious food at home. Having quality time with friends and at the same time being practical with your choices have never been this easy.

If there’s any emergency at home, you can easily storm your way

You get to your school or office around 10 to 15 minutes of walk, and if there’s an emergency, you could surely fly your way for like 5 minutes or less. Might be exaggerated but the fact the whenever someone needs your help or the like, you can quickly excuse yourself (and it’s reasonable).

More time for yourself and family

Given that you are just a few blocks away, you have less time on the road and more with your family, and to yourself of course. Work-life balance seems easier to do if you choose to live near your workplace or school, or vice versa.

Does it speak to you on a personal level? Well, it’s either a calling that you should consider moving somewhere near your current school or workplace or affirmation that your decision to live in a condo in Makati is an excellent choice. Whatever it is, I hope I was able to showcase the little perks you can have if you reside near your school or workplace.

Avoid These Awful Decorating Schemes For Your Home

There will always be a profound feeling whenever you decorate your home. Although decorating your home can also be challenging and frustrating at times, but the end results would pay it off. Unfortunately, not all homeowners who just didn’t realize that they are repeating the same mistakes when it comes to designing their home. Committing mistakes when it comes to home decorating is normal.

However, just because you made some mistakes, that does not mean it is okay for a home design. And mind you, this is not a good habit to start with. It does not matter if you live in Manila properties, there’s no reason for you to commit the same mistakes some homeowners made. So to give you an idea, we list down some decorating styles you should avoid.

Having more than one focal point

Having a focus at home is used to feel more inviting and offer a more comfortable place to stay. This feature can be your picture, mirror, or dramatic piece of furniture that catches every person’s eyes. But there’s a caveat, though; a good focal point can only do once. If you tend to have more than one focal point at home, this might not be a good idea, since it can make the room feel disjointed and leaves a person’s eye without any rest.

For you to be comfortable, you have to choose one focal point that would complement the place. Don’t be overwhelmed with the spaces you have at home and just choose one to make a good and satisfying focal point.

Not considering your lifestyle

Just because the interior or exterior home design is a trend, that doesn’t mean it is also good for you. Nope, not all! Obviously, you are not going to do some renovations to your home if you don’t even need it, right? But if you still continue to follow the trend without any knowledge on whether or not it fits into your home, then you might regret your decision later on.

Not testing your paint color

Colors are important. The color of your home doesn’t just add beauty, but it can also create a mood or ambiance at home. And if you are not careful enough when choosing the right color paint for your walls, then you might not like the result of the interior and exterior design. Before anything else, you should not forget to test the color before choosing and buying a particular paint. If you think that the color of the paint is a little bit dry to look at on your walls, then it is better for you to find another paint that would match or complete the design of your home.

Too many throw pillows

Throw pillows are one thing that gives beauty to our home. Apparently, it doesn’t just add beauty; it also provides us with the feeling of comfort whenever we want to relax at home. Throw pillows can also give a homey feeling or ambiance on the place. However, having too many throw pillows at home is also not nice to look at. Instead of giving us the comfortable that we want, it provides us with the feeling of annoyance since we don’t know where to seat already.

When it comes to adding throw pillows on the couch, you have to make sure that there will be a space where you can still seat. Perhaps, 2-3 pillows on a couch are enough.

Before deciding to follow such design, you also have to think again and again if you need it, or if it is worth it. Think and then decide. With that, you will know what and what not to do when it comes to the design of your home.

5 Things at Home You Didn’t Know You Could Fix Yourself

“Often what’s wrong with some modernist houses – they’re kept vacuum-sealed all the way through. And then people wonder why they haven’t any atmosphere.” – John Stefanidis

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We all hate damages. Especially when your favorite thing is broken, we feel like we have already lost a very important thing in our life. Whether you like it or not, damages at home are inevitable. One of the reasons is probably because you consistently used that particular thing. It does not matter if you lived in a condo for rent in Bonifacio Global City or any condominiums in the Philippines, you will find damages at home.

But just because might notice some damages, that does not mean that it is going to be a big deal. There are a lot of damages where you can fix it yourself. You do not need to call a professional just to fix it for you. Keep in mind that some damages may be simple enough for you to mend it. To give you an idea, we list down some things you have at home where you can fix yourself.

1. Uneven shower stream

If you know that there is something wrong with the shower, then you should check behind the shower’s handle. There is a valve that is responsible for correctly mixing hot and cold water, and kept the pressure consistent. But before you do the fixing, make sure to shut off the water to the shower, then you can now remove the screws holding the handle through the use of plier and the trim plate on. After, install a replacement pressure to balance the cartridge.

2. Toilet bowl scratches

This is also one of the many things at home where you can fix it yourself. If there are any bowl scratches or anything that keeps the bowl from flushing, then you can clear it with a drain snake. Scrubbing the marks with kitchen scouring pad is also another thing you can use to fix the toilet.

3. Sluggish vent-hood suction

When you have poor suction in your kitchen sink, then you probably need to replace the motor. But before you start fixing, always remember to shut the power to the hood and remove any filters. You also need to pull out the fan blade and find the motor’s wiring harness. Unclip it and unscrew the motor from its blanket. And then attached the replacement motor and reconnected the harness before you install the fan blade again.

4. Dripping dishwasher

This is one thing that we hate whenever it is damaged. Keep in mind that constant use of the dishwasher, the thick rubber gasket along the edge of the tub can also become brittle. That is why, it is important for you to examine the gasket and gently pull it out and reseat it into the tub, and then run the dishwasher. However, if the dishwasher is still leaking, then you should get a replacement gasket and install it in the same way.

5. Slow dryer

It is a must for a dryer to have a proper airflow to finish a load of clothing. However, if your dryer is not working, then this might not a start to wash your clothes. To fix it, you need to remove the front panel and housing cover and unhook the door switch’s wires. Behind that is the blower wheel, remove it from the motor shaft with snap ring pliers. You then need to slide the new wheel in place and test that if it spins by hand. If it does, then you have to reassemble the dryer back to its form.

 

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Top 8 Best Things About Designing A Home

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When it comes to home design, it is not just about how it looks or how pleasing it is from the inside and out. Yes, the appearance is an important factor. But an exceptional home design involves the emotion of a person – on what they feel about having such design. Or on how they convey their personality through the design of their home. However, not all homeowners can grasp the importance of a good home design.

Perhaps, for as long as they have a place to stay, then they are cool with it. This may be acceptable, but not a good reason for not having a good design for your home. And it doesn’t matter if you are living in a condo in Manila, having a pleasing home design is within your reach.

  1. Increase peace of mind

Aside from the convenience, you can also have peace of mind in such a way that you don’t have to worry about costly mistakes. Having a good home design would also be beneficial for those homeowners who leave each day, obsessively worrying if everything in their home is in order.

  1. Create a setting for living

Having a satisfying home design would also create a place that looks and feels liveable. It will give you the right ambiance for your home to make you feel comfortable and relax. However, just imagine a messy and lifeless home; you don’t want to live in such place. Right? Well, that would be most likely the scenario if you don’t care less about designing your home.

  1. Enjoyment of a well-designed home

Some people may not be able to realize the value of having a good home design. But when you do, you’d definitely enjoy living in such place. How much more when you personalize and optimize your home? Aside from giving your home a look you wanted, you can also experience having a good feeling and impression to it.

  1. Sets lot of limitation

Yes, designing your home may depend on the things you want to have. However, you also have to know that there are some limitations that you need to consider. Well, limitations such as making sure that the things would match perfectly with the other furniture at home, and other dos and don’ts when it comes to home decorations. But don’t look at the limitations the negative way, this is also one way to make sure you will have a good and satisfying outcome.

  1. Saves money and increase convenience

When you do home design properly, this will give you the freedom to save a lot of your time and money. Homeowners can also experience convenience while living at home. There’s no need to trip yourself from the corners due to the sharp edges and wrong arrangements.

  1. Keeps you and your family save

Before you start designing your home, you need to think about what to do to make sure that everything would be in order. Thinking about how to make the edges of the table or the chair safe to avoid any accidents, and considering the electrical cords that your children might be playing are the things you need to consider when planning for home design.

  1. Having an optimized functional space design

This is also one thing you need to consider when designing your home – having a functional space design. Obviously, you are not going to design your home without any plans on what to do with your room, right? Perhaps, you can have a room for entertainment where you and your family can bond. Well, make sure that there will be enough space for everyone to move around.

  1. The wow factor

As we all know not all homeowners, have a wow factor on their home. However, if you or your family and friends can say wow, then you have a good design on your home. There will always be a feeling of satisfaction from the entrance to every room of your home.

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For Tenants: Things You Need To Consider Before Renting a Condo For The First Time

Couple viewing a home interior with an estate agent
Condo living is one of the things most people want to experience. Who does not want it, right? That is why more and more people who want to invest in a condo. Whether you plan to stay in a condo for rent in Makati, or any other condos in the Philippines, there are just certain things you can experience only if you are living in a condo. But before you decide to invest or rent in a condo, there are also certain things you need to know about renting or living in a condo.

 
Renting a condo unit is not that difficult as you think it is. Yes, there might be certain things you need to follow for you to have a peaceful living, but that don’t mean that you are bound to its rules. Of course, if you just know what and what not to do when it comes to condo living, then you might be able to adapt its environment of it.

What to search for

When we talk about searching, there are different kinds of searches. That depends on what you are looking for. That is why you need to know what kind of condo unit you want to rent for you to save some time and effort when it comes to finding one. Moreover, you should also be clear what you want for a condo. With that, it will be easier for you to find a condo unit that suits your lifestyle.

Where to search

There are a lot of ways you can find condos for rent available. You can find it through online, or some posters given by some real estate agents or you can even find a condo for rent in the newspaper classifieds. It doesn’t matter where you find the property, for as long as it fits on your standard, then that particular condo unit might be for you. Of course, aside from these sources, you can also ask your friends if there are any available condos for you to rent. Who knows, they might know somewhere that is way better and affordable than the other one.

Set a budget

Your budget is important. You cannot rent a particular condo unit when you don’t have any budget for it. Of course, where will you get the money for the down payments, the monthly dues, utility bills, and other expenses that you need to pay? Right? Without any proper financial stability, then you might get into financial trouble later on. That is why, before you decide on where and what condo unit you want to rent, make sure that you can afford any payments that you are obliged to pay. Moreover, there are a lot of condo units that are affordable enough for you to have. So, better choose the ones that you know you can afford.

Know the rules and regulations of the condo

Again, there are certain rules and regulations when it comes to living in a condo. Of course, you are living in a community; you should also expect that there are some policies that you need to abide for you and your neighbors to have a good and satisfying lifestyle in the condo. And if there are certain things or rules that you don’t want to follow in that certain condo, then you better find another one that would also fit your lifestyle. Of course, you don’t want to live in a place where you don’t want to abide any of the rules, right?

Read before you sign

This is one of the most important things for you to consider. Of course, you don’t want to experience headaches when you rent a particular condo, right? That is why, before you agree to any conditions the condo has, then you have to read and go over with it again and again before you sign it. Making sure that everything is in your likings is one of the things that prevent you from having a bad experience when you rent a condo.

 

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Top 6 Important People To Notify Before Moving Out

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Moving into a better home is inevitable. Who wouldn’t want to have a sweet and satisfying home, right? That’s why we tend to move out for a better lifestyle. However, whether you decide to move into a Makati condo for rent, there is still a need for you to notify somebody about your move. Of course, that is to avoid confusions and troubles later on.

 
Some of you here might not think about it, but notifying is a crucial thing for you to do. Yes, we want to have some privacy when it comes to our personal information. But at least, you should also give a heads up to the people who are important to you. If you don’t, they might have a hard time keeping in touch with you. Telling these people below will ensure that there will be a smooth moving process, which also prevents various hassles and problems in the long run.

1. Family and friends

I’m sure your family and friends are not strangers, right? That means you have to notify them when you move out. At least, if they are planning to visit you in your home, they know where your new home is. Tell them the right address for you to be guided properly without any signs of being lost in the place.

2. Landlord

If you live before in a rental home, then you also have the need to notify your landlord before moving out. Of course, you also have to know if you have some pending monthly payments which you forgot to pay. You don’t want you and your landlord to settle your accounts in the court, right? Yes, some landlords are strict enough when it comes to the paying of bills. Well, you’re lucky if you have a landlord who tolerates with that matter.

3. Current employer

Unless you are just moving into a condo where it is near to your office, then notifying your employer about your move is a must. This is one way your boss can send relevant paper works through delivering it to your doorsteps without any hassles at all. Or if not, there are also possibilities that you need to resign since your place is way far from the office, and there’s no way you can be on time at work. At least, your employer will have an ample time finding a new person for your position.

4. Utilities

Aside from making sure that you have paid your monthly rentals, you also have to make sure you also have paid your utility bills before moving out. Of course, that is to prevent lapses and other past-due bills you have before. Also, you have to inform your service providers that you are moving out. With that, they can disconnect the services you avail if you decide to. Moreover, notifying utility companies that you are moving will give them a head up when it comes to your electricity, water, telephone, cable, internet, domestic waste collection, etc.

5. Financial institutions

Informing that you have a new address to your financial company that you have can save you from having problems when it comes to keeping your finances in order. You have to keep the company updated on your personal information to avoid any financial confusions later on.

6. Government agencies

This is one of the people you should never forget to notify. Of course, you don’t want to have some problems when it comes to your documents, right? Moreover, if you forget to notify them, this might be the reason why you can’t have and avail advantages since you are registered in the other government agency. Make sure to tell them your full information for as not to avoid complications later on.

 

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Easy and Effective Ways to Save For Your Downpayment

Home Mortgage Down Payment, A Gray House, Brown Card And Calculator On Stone Background

Purchasing a property is one of the largest single purchases one will make in life. And when it comes to real estate investment, saving for your first down payment and building home equity can be a way to build wealth for your future. That only means, saving money for a down payment should not be taken lightly. However, If you think saving is as easy as you think it is, wait until you get started.

It’s not to scare you, but to give you a heads up on what’s typically going to happen especially when saving for a down payment. Regardless of the property, you want to invest; be it Solstice or any real estate property, there are certain things to consider when saving.

Find affordable alternatives

The moment you decide to invest in a real estate, compromising is one common thing you need to consider. For instance, you can drop your gym membership for exercising at home. Or perhaps, lose the cable subscription and sign up for Netflix. Having these as your alternative, you can save as much as you can. One thing is for sure; you can still continue to live your life without spending too much on the things you do not need. Moreover, think twice before you buy something – you may not need that particular thing.

Reward yourself

Yes, saving may be hard, but that does not mean you should hate it. That means you can break you savings goal down into manageable chunks, and think of a low-cost reward for yourself. After saving a lot of money in week or month, you can treat yourself to a dinner, or something that you want to have. However, you should also be mindful of the price. Just because it is your reward, you should also spend a lot of money on it. Of course, that should also not be the case. Since you are still saving for the down payment, you should also be mindful of the things you are want to buy.

Turn your savings into more savings

Did you know that it is possible for you to turn your savings into more savings? Perhaps, you can consider high-yield saving accounts, certificates of deposit, peer-to-peer lending and mutual funds. Moreover, you have to make sure to get solid advice about whether your timeline is appropriate for various investment options. But if you are not sure about these alternatives, you can go for high-yield accounts. This is one of the most conservative choices you can make since they are insured by the federal government.

Turn your hobbies into side gigs

Whether you realize it or not, you can turn your hobbies into money. How? There are people out there who can appreciate an individual skill where they are willing to pay for your ability. Let’s take painting, for example; some people would buy your artworks. Or perhaps, if you are good at playing piano, guitar, drums or any instruments, you can offer some lessons. With this, you are not enjoying doing your hobbies, but you also earn extra income out from it.

Although saving money can be challenging and daunting, that should not be that hard as you think it is. You can make it fun while you are saving money for the down payment. Moreover, this is one way you can achieve your dream home.

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki

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