Author Archive: arrielle_p

15 Must-Do To Be Successful in Your Career

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There is no shortcut to success. There is also no exact definition of success. Each person has a concept of success towards various aspects of their life. Career is one aspect of being important to adults. It is closely tied to money, fame, business, and time. People juggle these elements to reach the goal concerning the career aspect of their life.

Of course, success in career is always an individual journey. Progress is up to each individual. How each deals with the daily work-related situation at Vertis results in a future action. Thus, the key to being successful in your career depends on the activities and choices you take.

There are some things you must go through to reach your career goals in an office in Quezon City. Below is a list of must-do you must undergo to be a success in the career aspect of your life.

1. Reach out to inspiring yet intimidating people.

It’s time to call the person who has something to offer you. Don’t put off reaching out to people who can help you improve and become a better version of yourself. They can help unlock your abilities and offer opportunities which were ones out of reach.

2. Get out of bed earlier than usual.

You must your sleeping habits, so you can wake up before your usual waking time. Rising early gives you more time to accomplish things within the day. Early risers have more time to prepare breakfast and eat nutritious meals while basking in the sun. The morning is the time to be exercise and be proactive by planning activities for the rest of the day or the week.

3. Give more than you get.

Return the act of kindness. Give back to people who help you rise. Help your mentors and people who pick you up along the way. Good karma follows those who practice it.

4. Move towards where you want to be.

Though it’s essential to look towards the future, you must always go to the path leading you to what you want. Your position or promotion may be comfortable and enough for the moment or the next three years. However, it’s not the same as being in the industry you to be. Always grind towards the thing you wish to achieve.

5. Accept accountability for actions especially when things go wrong.

Accountability is empowering. It’s a form of acceptance which encourages positive and negative outcome. It’s the ingredient for self-correction as it pushes you to take responsibility for tasks and your goals. Hence, it helps you set realistic expectations and build trust in yourself.

6. Deliver results within unreasonable deadlines.

The corporate world is cutthroat. It’s like an entirely different world when in the arena. It’s full of people with the same ambition and drive as you. Several people are also vying for your position at work whether it’s an entry-level position or senior management. Since you are part of an organization, you must do your best to deliver results within deadlines.

7. Try over and over even in the face of failure.

Quitting is never the answer. Even if you look like an idiot in front of everyone, it won’t matter if your mind is set on a goal. Prioritizing your dream must weigh more than your appearance and how society thinks of you. Continue to prove yourself otherwise.

8. Look beyond the “facts.”

Change is the only permanent thing in the world, and not even facts can argue with that. When someone presents an argument, challenge it. Look into the case. Back up your version of facts to verify which proves a solid case. Don’t settle until your satisfied.

9. Choose results over excuses.

Strive to work hard and be radical. Always aim for results as they are physical representations of your effort. Prove naysayers wrong by providing more than you are capable. If there’s a block along the way, try not to give in to excuses. Don’t rely on your negative inner voice to save you from the stressful situation. Face them by immersing yourself in work.

10. Find humility in the lack of knowledge.

Not having the answers or not knowing the next set of steps to take will make look different from others. You may look like a fool while searching for answers you don’t have. At this time, it’s best to be humble, accept the current struggle, and find faith in the journey.

11. Invest in yourself.

Improve your strength, build your skill set and expand your knowledge about the industry, current events, and relevant information about the job. Take classes, go to the gym, buy supplies in the shops at Vertis North and immerse in a project. Take time to discover other passion helping you improve as a person. That way, you can effectively add value to any organization.

12. Stand up and fight for what you believe.

Getting in an organization can kill your spirit. The competitive environment can strip you away from your dreams and kill your ambition. Always stick to your values and belief system even when a culture already exists in the organization. It will make you stand out. Be authentic, and discern what’s right from what’s acceptable.

13. Endure the uncomfortable feelings.

The time will come when you feel safe and insecure because you have to play it safe. It may be uncomfortable, but dwelling on it teaches you how to carve a path of your own, rise from the adversity, and challenge your self to come up with better and viable solutions.

14. Stop wasting time and energy.

Complaining is a time-waster. It’s also an energy zapper. It’s a negative activity and utterly unproductive which is the opposite of what you want to achieve. To succeed, you must exercise control and cut out the pursuits not contributing to growth or value to your career.

15. Practice gratitude.

Make it a habit to be grateful for each day. A new workday brings an opportunity to learn something new on the job, explore an idea and contribute to a community with individuals with the same goals and vision. Gratitude empowers the mind as it turns on the positive side of the brain. When you practice finding the good and be thankful for it, you begin to enjoy the gifts of life and the fruits of your labor.

It is part of man’s DNA to strive for greatness. It is also part of each person to dream and have ambition. However, greatness only comes after hard work and a few challenges. If you want a successful career, you must go and do these fifteen things to move mountains and reach for the stars.

 

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5 Pieces of Furniture to Add in a Teen Condo Bedroom

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Teenagers of today are design-conscious and up-to-date with the latest trends. Whether its fashion, graphic design or interior decorating, they back up their knowledge through research. They may act as if they know everything there is to know, but they are living in childhood and adulthood. Some of them aren’t ready to give up their toys or collectibles from the past. As their parent or guardian, you can help them transform their bedroom into a polished and sophisticated sleeping quarter at Arbor Lanes.

Teen bedrooms must include features specific to their age without sacrificing design. It must be vibrant and full of energy. It must allow movement while providing an escape from the demands of the world. A functional bedroom must have the basics – bed, study desk, bookshelf, vanity, and storage units. Your teen’s bedroom becomes ten times better when it has a few pieces of furniture that would contribute to its look. You can add the five pieces of furniture below to improve the style of your teen’s room.

1. Armchair/Bean Bags/Couch

reindeer, leather, armchair

Image by Time Guow

Other than the chair for the desk, there must be additional places for sitting. Teenage years is the decade when friends and classmates come over to hang out. These children have limited cash and a strict curfew. Thus, they would instead crash in your child’s room or chill in the family room. When that happens, you’ll need an extra couch or couple of bean bags to keep your guests comfy.

If you want to add a pair of bean bags in your teen’s room, you must select a chair with removable and washable cover. The bean bag will last longer when you can throw its cover in the wash. Washing does a better job at cleaning than spot cleaning. You must also select a chair with the right filling. Polystyrene bead fill is light but breaks over time. It’s best to look for an eco-fill that is safe and non-carcinogenic. The bean bag must also be big enough to support the user and provide a comfortable seating position.

Beanbags are perfect in a laidback bedroom theme. Teens who wish to achieve a chic and elegant bedroom can opt for armchairs. Armchairs have different varieties and styles. There are curved armrests and boxy seating. It also uses various fabrics and patterns for upholstery. An armchair with a neutral cover is versatile but avoid using white if you want minimal upkeep. Armchairs and bean bags will work on small spaces and extensive floor areas with heavy pieces of furniture. If there’s extra space in the room, you can go for a couch. Sofa beds are great for slumber parties or group school work the teens need to rush.

2. Dresser

dresser, white, cabinet, mirror, room, curtain, pink

Image by Logan Ripley

When talking about dressers, it’s critical to know about design, quality, finish, and construction. Keep in mind you can customize its pulls and handles. Focus on the material, the number of its drawers and size as well as material. There are different types of wood used in making chests, and they differ in price points. High-quality dressers have a shiny finish, wood-on-wood glides, and center-rail support. Again, measure the width, height, and depth it will accommodate.

3. Full-length Mirror

mirror, lights, disco ball, plant

Image by Mister M

Since teens are conscious of their appearance, a full-length mirror can reassure if their outfit is up to par. The mirror provides a breath of fresh air into your space. It reflects light so small rooms will benefit from the extra shine and brightness. Shape, size, and style are the most important things to look into when buying a mirror.

The shape of the mirror can dictate the mood of the room and accentuate the features of the area. A long horizontal mirror emphasizes width while a tall vertical reflector accentuates height. Boxy shapes give a sense of order while rounded and curved frames soften the visual environment and add a whimsical look. A carved or ornate frame is best for traditional bedroom themes. Still, it is an excellent contrast to modern elements of design. Simple frames and those made of unusual materials suit casual bedroom while whimsical frames and distressed looks complement country and whimsical rooms.

4. Ottoman

ottoman, round, room, games, chandelier

Image by Liliane Limpens

An ottoman is an understated piece of furniture. It is a padded upholstered seat. It resembles a bench without the arms. It can be square or round and used as stools or footrest. Homeowners often neglect the advantage of having one in the bedroom. A square-shaped ottoman enables you to extend the size of your coach. Meanwhile, round and rectangular ottomans are great coffee tables and centerpieces.

You can also purchase ottomans depending on their function. Cocktail and storage ottomans are elevating the room’s overall appearance.

5. Side Table

white, plant, side table, succulent, mug, chair, wood legs

Image by Kara Michelle

If you are looking for pieces of furniture to fill the sides of your bed, you can add a pair of side tables. It’s crucial to think of the height of the item next to it. The table must be equal or below the furniture next to it. It creates a seamless visual flow and makes it easy to reach items on the table. Similar to armchairs, mirrors, and ottomans, side tables also come in several shapes and sizes. You can use your side table to contrast the existing furniture in the area to offset harsh lines, soft textures, or bold colors.

Some side tables have drawers and open shelves for extra storage. Having these features will depend on how you plan to use it.

Armchairs, bean bags, dresser, full-length mirror, ottomans, and side tables are few of the pieces of furniture to add in a teen condo bedroom. A teen’s bedroom is similar to a self-contained apartment. They don’t mind its size as long as it has everything they need. They have space to invite their friends over, finish their homework, and sleep. The right style, shape, size, and color will help reflect their personality and complete the design of their room.

 

Etiquette: Expressing Gratitude To a Listing Agent

thank you, card, red, gratitude, pen

Image by Aaron Burden

Listing realtors offer their services to close the sale of your property. They guide you through the process of the transaction. They will go to lengths to help you achieve your goal and attain a better lifestyle in your desired home. Hence, it is only proper and fitting to thank them for their hard work.

Besides these, there are other reasons to express gratitude towards your listing agent. Below are some of the low-key acts of your real estate agent that you must shed light and be thankful.

They are present during the difficult moments of the sale.

Your realtor has to guide you through the entire transaction. They remain patient even when you and other clients are clueless on the ins and outs of real estate investment. As a result, they are caught in situations where decision-making is out of their hands. Some will act in place of their client even if it places them in the middle of things. They remain professional even when they have to pull some strings to satisfy their client.

They place your property on sale with the said period.

One of the several feats of real estate agents is their skill to prepare and make your property available in the market in a limited amount of time. The won’t allow your competitors to get ahold of potential buyers in the market. They teach you how to manage and groom your property to entice property hunters and those who wish to invest in real estate. Moreover, they assist you on how to handle buyers to make each transaction as smooth as possible.

They understand your work and life setup.

Realtors exist to manage real estate properties and to link buyers and sellers. If you are a buyer, your agent will take note of your family set up and lifestyle to find the property that suits you. If you have kids, they will aim for a home at Park Point Residences with enough room for a pet and patio. On the other hand, a listing agent would match you with buyers that have work and lifestyle that complements your property. They would screen your buyers so you would only meet with those who are serious about buying or renting.

Hardworking and dependable listing agents give their 100 percent when working with clients. They are present from the beginning to the closing of the sale. Consequently, some listing agents go beyond their call of duty, so they deserve a little something for their services. If you’re thinking of giving them a present, here are gift ideas that will surprise your listing agent.

1. Referrals and Reviews

A well-written online review on your agent’s business page, Yelp, Zillow or social media accounts will validate the kind of service he or she offers to clients. Writing your positive experience attracts prospects which can be their next client.

Another thing you can offer them is referrals. Clients are hard to come by such agents often grapple with finding their next source of income.

2. Gourmet and Snack Baskets

Salespeople are always on the move. They often don’t have time to eat or prepare healthy meals. Sending them a basket of munchies such as crackers, cookies, nuts, fruits, candy, chocolate, baked goods provides the boost they need to get going. You can add quality spices, herbs, and imported condiments into the mix. Pack fresh and uniques sauces for their lunch recipes so they can take a break from microwavable meals.

3. Gift Certificates

Various retail stores have gift certificates in any denomination. It’s the perfect gift as you can get one from Ayala Center Cebu and retail concepts that fit their lifestyle. It’s up to them how they will spend it.

4. Flowers

Flowers bring life to a dull and monotonous day. You can send one in a vase, boxed varieties, or small plants ideal for the office or home. There are different species of plants to choose from so pick one that is aesthetically pleasing but requires less maintenance.

5. Wines, Tea or Coffee Set

A bottle of wine is expensive, but realtors who are fans of the drink are sure to appreciate one. You can send your listing agent a Portugal port, Chateauneuf-du-Pape, California Cabernet, Italian Pinot Grigio or Australian Shiraz. If must avoid alcohol, you may consider premium teas or coffee gift sets.

6. Collectibles

If the agent has a particular hobby or interest, you can send him or her a figurine, print, sculpture, or novelty item representing it. Limited-edition books and rare trinkets are examples of collectibles that would melt your realtor’s heart.

Select one from the list and enclose it with a short, heartfelt message of gratitude. They are sure to appreciate the gesture and pass it forward. Listing agents are also people earning a living. They deserve to be treated with decency.

Note: This article was first published as “Why Do We Need To Thank Our Real Estate Agent” on February 26, 2016. It was revised and updated to create a caring community of the buyers and sellers of real estate properties in the Philippines.

Six Simple Engagement Ideas to Celebrate Love

significant other

Love grows and expands. It is the only thing that you give away but never diminishes. Once you fall and accept the person as they are, you are entirely captivated by the person. The time when you want to enter the next level of your relationship.

Long-term relationships past the dating stage are ready for the next step, marriage. But before they go hunting for rings in shops at Vertis North. Their partner must get to the proposal. Asking the question is dreadful as there is no assurance of any affirmation. Also, they want the best for their partner, so they want everything to go off without a hitch.

A simple engagement often completes the moment. Gathering family and a close-knit circle of friend to witness the once-in-a-lifetime moment completes the occasion. But if you still want to execute a unique proposal for your loved one, try one the ideas below.

1. The Surprise Homecoming

If your partner is a jet-setter because of her job, you can use this opportunity to give her a warm welcome at the airport. The next time he or she comes home from a long trip, you can propose on the spot upon embarkment. You can hold up a huge handwritten sign saying “Will you marry me?” or you can meet your partner halfway to get on your knee and hold out the ring box. If you wish to go with the sign, asking help from family members and friends to hold the signs will place the last word – “me” – in your hands.

2. Fine Dining

A lot of people propose in public places. Most end up restaurants for its comfort. You have the meal and the luxurious setting in one place. What more can you ask?

If you wish to propose in a restaurant, inform the establishment beforehand. Know if they have arrangements regarding wedding proposals. That way, you can plan the flow of your date night. You can also ask them for advice on the best way to have the engagement. You can have your proposal written on a plate as the waiter delivers the ring with the dessert or entree.

3. Completing the Puzzle

Want something unique? Create a customized jigsaw puzzle! Write the words on the pieces and allow your partner solve the picture. You can create the puzzle pieces through CreateJigsawPuzzles, Piczzle, Printer Studio, and, Portrait Puzzles.

4. Going Back in Time

Take your sweetie to the place your story began. It can be the theme park you had your first date or the restaurant you spent your first anniversary. Drop some lines during an intimate moment. It can go something like this, “We’ve had an amazing journey these past years. I think we are ready to take the next step in our journey. I hope you pick me as your partner in life.” Try to be as smooth as possible. To make it seem natural, add some lines or humor that brings out your personality.

5. Skywriting

Superman isn’t hiding behind the clouds in the sky. They are digital skywriting planes high above the ground doing advertising and writing messages. Take your engagement off the surface of the Earth by setting up a personal note to an aerial advertising company. It’s one way of showing your love to the world. Tying a banner with the proposal and flying the plane over your town is a cool way to spread the news.

6. Watching Your Silver Screen Moment

It doesn’t matter whether you are the creative type or not. You can come up with a montage or compiled video clips with the someone’s help. Recording your travel moments, holidays, and other activities while narrating how they are special to you will bring tears to your partner’s eyes. You can play the short movie at home before starting your favorite TV show. You can also show it to your family and friends as a surprise during a luncheon or a dinner. If you want to go big, you may show it at a local movie theater. Have it running before the usual Vertis North cinema schedule.

Marriage proposals, without extra effort and elaborate motions, are unforgettable. They are one of life’s milestones as you accept your partner to be part of your remaining life on Earth. Though acts of grandeur are unnecessary, paying attention to what your partner needs show how your love and affection. These six simple proposals are sure to get the affirmation you wish to hear.

Etiquette: Unsolicited Advice from Life’s Experts

Scratch that. Nobody is an expert on the facts of life. There are only people with experiences. These people are around long enough to know the difference between what works and what doesn’t. They know how to deal with people and work with the bumps along the way. Most of all, they are self-assured. They know enough to help the lost and young on the questions they had when they were at the same age.

When advice is put into action, it becomes a part of etiquette. Instilling manners into your system does not only benefit yourself. It also helps the community and the society once everyone gets going with the trend. You get to score points with your neighbors at your condo in Nuvali. You live a long life as you fill yourself with confidence and love.

However, a twenty-something may still be unaware of how to accomplish these things. Most of them recently got their diplomas, on their first job or serious relationship. Some of them think they have it all under control when they absolutely have no idea what to do. They face problems head-on and apply solutions that only smack them in the face. Stumbles will always be part of life, but they become fewer as one learns how to face the hurdles.

Experienced Humans: Fifty-Somethings

old people, wheelchair, cold weather,  jacket, boots, woman, walk, talk

Below are some bits of advice from experienced humans, in this case, fifty-somethings that will help you through life. These people already spent half their life on Earth. Hence, they don’t mess around when talking about life.

Actively work on identifying what job will make you feel like you don’t work in a 9-to-5 setup. Pursue it with all the energy you can manage. Nothing says demise than daily routine. Clocking in and out at the office, sending and replying to e-mails, and accomplishing the same ad-hoc tasks is a surefire way to kill the spirit. Instead, ignite the passion inside of you. Dance, draw, paint, read, sing, write, or travel if that’s what you wish to do. You can immerse in various pursuits throughout your lifetime. Doing them brings you closer to what works for you.

No one wins or loses in the game of life. It’s the journey that counts. The material wealth you have – cash, automobiles, electronics, and other luxury items – have the same value as the generic ones. A Chanel bag is still a bag. A Bentley is still a car. It all boils down to perspective. Switching to newer and better versions of the former will result in the same way it was before after six months.

Consequently, do not put stuff above people when making priority lists. They are never as important as the people you love. Cherish the memories and time you have with each person in your life. Family and friends are the ones there for you at a time of crisis. Not your iPhone.

Major life decisions are for you to decide. Other people exist to encourage and provide support. They must not be the one running the show. Thus, don’t make decisions to please others. Live for yourself. Remember, there is no one else to support you and your dreams but you.

If you don’t have confidence, fake it. Pretend as if you do. Going through the motions will trick your brain into believing. Eventually, you will gain it, and everything will fall into place.

These five pieces of advice target the self. Change starts within a person the spreads to others once they are sure of themselves. Twenty-somethings are in a period of insecurity due to the unstable footing and lack of knowledge in the world. Having a guide, mentor or someone who is wise beyond their years are the people who give out nuggets of wisdom.

The Joys of Being Alone: Becoming Financially Stable

one dollar bill, dollar, dollar bill, franks, white background

Financially stability is probably every Millenial’s dream. Born in a world of economic meltdowns, fiscal and monetary policy, these individuals often look forward to easing their worries regarding finances.

They start early – they look for jobs and side hustles, build empires and turn their passion into business ventures. Of course, the path to these isn’t easy. It can be a breeze when you know where to start.

To help you get started, here are some hacks to financial stability.

1. Build your emergency fund.

There’s no other solution during difficult times than to establish a sizeable amount of emergency funding. Each day unexpected events happen to each one. What’s worse, the outcomes are unpredictable. Some events result in greatness while others result in depression (not the illness).

These events not only happen to us. They also occur to people close to us – parents, siblings, and children. When these occur, you must be ready to buffer against the hardship. A sudden layoff, sickness, and death entail costs that can eat up your operating expenses. An emergency fund will help you sail through them.

If you’re a regular employee with a monthly salary, it helps to save six months’ worth of expenses. Entrepreneurs, people on commission and those without a fixed income must save a year’s worth for their expenditures.

2. Expand your income base.

It will take you awhile before you reach the ideal amount for an emergency fund if you have a meager paycheck. A minimum wage will only get you so far – utilities, food, other necessities, and the remaining for savings. You won’t have enough for investment which is crucial to make your money grow over time.

Thus, you must get creative and bust some move to gain some moolah. Some people get a side hustle on top of their 9-to-5 job. Others explore their passion until they start making something out of it. There are guides and tutorials on the Internet that can guide you and become your inspiration to grow your money.

3. Explore community services.

Privatization and exclusivity may be convenient and fancy, but it’s highly expensive. An Uber ride to work is double the amount of your daily train fare. Therefore, commuting is highly sustainable compared to other modes of transportation. Exploring the travel route from Trinoma to Vertis North saves you a couple of bills while doing good to the Earth.

The same goes for biking and walking. It doesn’t only decrease your expenses. It also minimizes your carbon footprint. Besides commuting, common areas like public parks, museums, and libraries are sources of culture and entertainment. Most of these establishments offer a small fee (often the entrance fee) to maintain their operation.

TL, DR: You can be part of something without spending a ton of money just because of exclusivity.

4. Set a partition on your utilities.

Scheduling bill payment twice a month between both paychecks is a life hack. It spreads out your money and extends your budget. To do this, include electricity and water bills in the first half of the month. The other half covers the remaining expenses such as cable, Internet and other payables.

You can throw in other expenses such as groceries and household expenses in the mix. You can do grocery shopping twice per cutoff. That way, you can easily track where the bulk of your money goes.

5. Use budgeting apps.

There’s an app for everything. There’s an application for budgeting for sure. Hence, use the power of technology to cultivate lasting financial habits. If budgeting and monay management isn’t your cup of tea, you can rely on apps to balance accounts and compute your expenses for you. All you have to do in input the complete details to arrive at an accurate computation of your payments and net income.

Maintaining a savings account and paying off a loan is easy when you don’t have obligations. Family members can add to the bulk of expenses without contributing to income. Thus, use these tips and hacks to maximize your earnings. Once you have enough, start growing your passive income. Being financially stable is based on a having a fixed passive income.

Photo from Unsplash

Etiquette: Mind Your ‘Apartment Manners’

Being on your own doesn’t mean you can go around the area and trash the place. You need to build a good reputation. A good reputation will help you get along with your neighbors. It makes the landlord proud of you. Most of all, you learn to live accordingly.

You need to cultivate manners. Being a twenty-something at the Lerato for rent is classy, but nothing beats a tenant with manners. Nowadays, renters and homeowners are much focused on traveling. They forget to provide a sense of community because they are not bent on settling. Still, people with class would rather have apartment decorum before expensive upholstery.

Manners are easy to learn if you give time to it. Here are five civilities you can practice.

Habits to start now

  • Send warm greetings to neighbors

It feels nice to receive a “good morning” with a smile. Why don’t you try doing the same to the people next door?

Offer a smile and nod to acknowledge their presence when you encounter anyone from the building.  That way, they can warm up to you. Bid them a good day and remember to say please or thank you every time something comes up. A sincere greeting now and then is the easiest way for people to like you. Plus, they will remember you for your pleasant attitude and friendly demeanor.

spend time with family and friends apartment manners

  • Spend time with family and friends

It may not be your neighbors’ business, but having no one come to your home may send warning bells. Neighbors can get suspicious of you. It’s unusual to have no family or friends come over, even just once.

To avoid suspicion, invite your relatives and friends over the weekend.  You may not have the luxury to meet them in your hometown or at the usual hangout joint, but your apartment is free. Bring the festivities at indoors. Host a dinner or slumber party. You can also offer your place as a chill out spot for the barkada. You can suggest a potluck on food and drinks if you’re not the type to cook.

  • Tidy up the apartment

Consider other people in the vicinity, especially if you live in Lerato. If you are not aware, your home extends to the other areas of the complex like the fitness area, pool, gardens and parking lot. Practicing neatness and order doesn’t stop at your unit.

Try not act like a privileged neighbor who has an au pair which follows your every move. If you have to dispose of your trash, properly segregate and wrap it. Take note of collection dates and don’t leave a week’s worth of junk at your door. Don’t expect others to dump it for you. Stocking the junk will leave an unpleasant smell. Neighbors will come knocking at your door.

prioritize health apartment manners

  • Act appropriately

At the same time, don’t be a slob behind closed doors. While no one can see the state of your rental on days you are in a rush, the stress of having a messy space can affect you. What’s worse, you never know when maintenance will visit. Better keep the place clean at all times.

When people come over, remind them of the rules in the building. It’s best they follow them to avoid penalties. It’s hard to get branded as misfits.

  • Organize and make the space personal

Space is limited in a rental. It doesn’t have the comforts of a house, especially when hanging clothes. Have a space for hanging delicates in the kitchen or corner space instead of the balcony. Place these pieces of clothing out of the way.

Try to personalize your living area. Add decorations that will bring out your personality. A cozy interior provides a breather from the pressures of work and daily life. Inspirational pieces will break the monotony of the space and motivate you in the walls of your home.

tidy up your apartment apartment manners

  • Prioritize health

Spreading virus and bacteria especially in confined spaces is possible. The elevator, function rooms and communal are possible breeding grounds for harmful diseases.

Be a good neighbor by taking care of your health so you won’t be the one to start an epidemic in the area. Stay active and make use of fitness amenities in the complex. The moment you find yourself with signs of any sickness, take some rest. If it doesn’t go away, visit your doctor.

If you start practicing these five manners, neighbors will start being cordial to you. Ditch the habit of being a flighty millennial and embrace the warmth of belonging in a community. Attend to your manners and your apartment’s building will be the oasis you crave.

4 Truths on Buying a Home with a New Job

You are just starting out as a young professional. You got everything under control. But at the tender age of being a twenty-something, you want to fast forward to the moment when you get to buy your place.

Buying a house entails risk, they say. However, that is an ancient thinking. While home buying always include additional costs, acquiring one isn’t as complicated as it used to be years ago.

Many working Filipinos are now opting to look for properties for various reasons. Some young adults want the comfort and convenience of a condo. Others want the flexibility of buying a low-cost housing in Cavite or other accessible communities.

It may be easy to acquire property, but you have to ask yourself if you are ready for the reality of having one while being in the early stages of your professional life.

Truths about homebuying

Truth #1: Buying a property is a huge responsibility.

buying a house is a huge responsibility

Besides the obvious of being independent and living alone, buying a property means financial responsibility. You can purchase a property without a savings fund. Banks and government agencies such as GSIS, SSS and PAG-IBIG offer loans with flexible term payment. Other companies also offer cash advances or loans that will be carried over the employee’s monthly salary.

Regardless of the source of funding you choose, you have to make sure you have it all planned out. The agencies and banks will check your qualifications. Your current income is a factor that determines if you can afford to pay the amount of money you owe. Other than your income, your spending habits have to be kept in check.

Financial institutions expect you to pay your dues accordingly. Even your salary is enough to cover the monthly amortization and loan fees, your shopping trips and lifestyle habits each payday may overpower your obligations. You have to consider other areas of your life. You may have to spend more on others so make sure getting a house doesn’t mean you have to sacrifice your priorities in life.

Truth #2: Credibility is important in credit.

insurance is necessary

When you get a loan, you need signatories. The people you plan to include as signatories will serve as your referral.

Banks will ask you for guarantors, who will pay the fees and debts on your behalf during bankruptcy. Looking for the right people who will fit the bill is difficult. It requires trust from both ends. You need to establish good credit history so people can make sure you won’t fail to meet obligations. Their doubt level will be less and people will more likely accept the proposition if you are trustworthy.

At the same time, you need to choose people you can trust. Some people want to have their financial activities under wraps. Thus, include individuals who are responsible when it comes to personal information. Most of all, choose someone who accepts to be your fallback in case of emergencies.

Truth #3: Knowing the taxes and fees will save your life.

know the taxes and fees

Advertisements, sale offers, and packages will not include the exact figures on charges, fees, and taxes.

It’s important to research these, so you know what to expect when an offer is on the table. Find out the breakdown of monthly and annual fees from close peers and relatives with a similar property. That way, you won’t be surprised of the accumulating digits as the days pass.

The initial payments are the property reservation fee, monthly down payment, tax and spot bank charges from the bank. There’s also the closing sale costs which may not be divulged by your broker until later. It’s advisable to have at least 20% of the down payment price saved for these purposes.

Truth #4: Insurance is necessary.

insurance is needed

Insurance is helpful especially for events beyond your control. Fire, indoor flooding, and earthquake are accidents waiting to happen. There’s no particular time and day for these activities.

Signing up for an insurance gives a sense of security as it offers a buffer in case of these events. An example of insurance is the Mortgage Redemption Insurance (MRI) which is part of what you pay when acquiring a housing loan. The insurance will cover the family’s daily expenses in case of death and disability of the borrower. There are other benefits to MRI, but you also have to see if the coverage of the policy works for you. It’s important to have insurance that is greater than the asset value.

Same as other life goals, home buying has steps to follow. You need to have the determination to build you cushion fund. You must be ready for the responsibility of maintaining a property. You must get a hold of yourself and make a strong financial history. You need to understand the terms and conditions of the payment and insurance policy.

Buying a home is not a walk in the park, but getting a dream home as a young adult will bring the park at a close distance.

Five Ways to Be A Good Neighbor

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“A bad neighbor is a misfortune, as much as a good one is a great blessing.” -Hesiod

 

A Chinese proverb once said that a good neighbor is a priceless treasure and indeed they are. Although it is an often overlooked aspect when it comes to looking for a prospective house, it should be an integral element when it comes to looking for the right neighborhood. After all, a good neighbor does not only foster a community of helpful friendliness and comfortable living; it cultivates a good relationship among all the members of the society as well. However, it is not only enough that your neighbors are good, but you also need to be an excellent neighbor to them as well. After all, these are the people you live in proximity with so it is only right that you establish a good relationship with them. So, if you have just moved into a new neighborhood or are seeking to make new friends with the neighbors who have just moved in (whether you may be living in a condominium in Manila or elsewhere), here are ways you can be an exemplary neighbor:

1.) Be welcoming

It might be a little awkward to start up a conversation with a neighbor who is new to the community and even harder if you have lived next to them for months or years, but it can be done. Break the ice by introducing yourself as soon as they move in or if they have been around for quite some time, talk to them. Inviting them to a delicious meal or giving them some of your homemade cookies would not hurt either.

2.) Strike up a conversation

One of the easiest ways to establish a relationship with your neighbor is to strike up a conversation whenever you see them. Instead of just smiling and waving, ask them how their day went and do some small talk. In this way, you can get to know your neighbor better. Remember, try not to broach on topics that are too personal—well not until at least you know your neighbor fairly well and have established a close relationship with them.

3.) Do not snoop on your neighbor’s business

If you have been invited into your neighbor’s home, do not snoop around. Wait for him or her to give you a guided tour and if he or she does not, do not wander. Simply stay where he has invited you. Furthermore, do not try and pry into your neighbor’s personal life as this might make them feel like their privacy or personal space is invaded. Wait for your neighbor to open up to you in his or her own time and if they do not, do not pressure them into doing so.

4.) Be responsible for your pets

Be a little considerate of your neighbors if you have furry friends about. Make sure that your dog does not bark in the wee hours of the morning and also, do not let them leave their waste in your neighbor’s yard as this is one way to ruffle their feathers. Be responsible for your pets, and your neighbors will thank you for that.

5.) Do not be noisy

Should you be throwing a party or hosting an event in your house, let your neighbors know in advance—especially if,, you expect it to be a little rowdy. However, should your event last way into the night, try to at least tone it down and keep your voices down. Warn your guests not to get too uproariously noisy as this is a guarantee that your neighbors would be irked. Or worse, they might even call the cops on you.

 

Remember, if you want a good relationship with your neighbor, it has to start with you as well. Be a good neighbor yourself and maybe that is all you would need to make a difference. You might never know, but the neighbor you have been living next to for years might just be someone you can consider as a close friend.

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Perks of Residing Near Your School and Work

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The students just started this school year, and our ever-hard-working laborers are still working year-round, as usual. For many of us, travel going back and forth to our school and work is such a hassle. Imagine being stuck in traffic and you have a class at 8 in the morning, or have a meeting at 1 in the afternoon. You might have left your house three or four hours earlier, but it just won’t do. Unlike the people who are in a condo for rent in Makati, they don’t seem to have any problem if their school or workplace is just near their place.

To give you more of the mentioned above, here are some of the perks if you are residing near your school or work:

You are well-rested

It means no alarm four of five hours before you need to leave home. Thus you have extra time to sleep. You can do many things at home after school or work. You may be tired, but you still have a lot of time to do whatever you want or gain energy thru having a good rest. Isn’t it lovely?

Less time on the road

Given that the traffic in the Metro, well actually everywhere in the Philippines, brings out the worst in us, you will do anything just to get out of that trap. Having less time on the road is just pure nirvana we are all aiming for. Moreover, you are saving a lot of money and energy if you just live a few blocks away from school or work. You can walk for a few minutes or go bike, a workout that you can do in your daily life.

You can go back and forth to your place quickly

If you accidentally left something at home, you can get it and be back at your school or workplace in a jiffy. You can also spend long breaks at home, be at ease knowing that you can get no traffic. Hooray!

Feel free to invite friends and colleagues to come at your place

If you need to do projects or merely for bonding, you can have your friends and colleagues to come at home. It will be very easy for your group to go since it’s just around your area (school or office). It is also economical to hang out or spend your vacant in a house than renting a hotel, go out to eat at a fancy resto, etc. You can have your people swim (ask permission or sign them as guests) in your condo’s pool and cook scrumptious food at home. Having quality time with friends and at the same time being practical with your choices have never been this easy.

If there’s any emergency at home, you can easily storm your way

You get to your school or office around 10 to 15 minutes of walk, and if there’s an emergency, you could surely fly your way for like 5 minutes or less. Might be exaggerated but the fact the whenever someone needs your help or the like, you can quickly excuse yourself (and it’s reasonable).

More time for yourself and family

Given that you are just a few blocks away, you have less time on the road and more with your family, and to yourself of course. Work-life balance seems easier to do if you choose to live near your workplace or school, or vice versa.

Does it speak to you on a personal level? Well, it’s either a calling that you should consider moving somewhere near your current school or workplace or affirmation that your decision to live in a condo in Makati is an excellent choice. Whatever it is, I hope I was able to showcase the little perks you can have if you reside near your school or workplace.