Monthly Archives: March, 2017

Top 6 Important People To Notify Before Moving Out

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Moving into a better home is inevitable. Who wouldn’t want to have a sweet and satisfying home, right? That’s why we tend to move out for a better lifestyle. However, whether you decide to move into a Makati condo for rent, there is still a need for you to notify somebody about your move. Of course, that is to avoid confusions and troubles later on.

 
Some of you here might not think about it, but notifying is a crucial thing for you to do. Yes, we want to have some privacy when it comes to our personal information. But at least, you should also give a heads up to the people who are important to you. If you don’t, they might have a hard time keeping in touch with you. Telling these people below will ensure that there will be a smooth moving process, which also prevents various hassles and problems in the long run.

1. Family and friends

I’m sure your family and friends are not strangers, right? That means you have to notify them when you move out. At least, if they are planning to visit you in your home, they know where your new home is. Tell them the right address for you to be guided properly without any signs of being lost in the place.

2. Landlord

If you live before in a rental home, then you also have the need to notify your landlord before moving out. Of course, you also have to know if you have some pending monthly payments which you forgot to pay. You don’t want you and your landlord to settle your accounts in the court, right? Yes, some landlords are strict enough when it comes to the paying of bills. Well, you’re lucky if you have a landlord who tolerates with that matter.

3. Current employer

Unless you are just moving into a condo where it is near to your office, then notifying your employer about your move is a must. This is one way your boss can send relevant paper works through delivering it to your doorsteps without any hassles at all. Or if not, there are also possibilities that you need to resign since your place is way far from the office, and there’s no way you can be on time at work. At least, your employer will have an ample time finding a new person for your position.

4. Utilities

Aside from making sure that you have paid your monthly rentals, you also have to make sure you also have paid your utility bills before moving out. Of course, that is to prevent lapses and other past-due bills you have before. Also, you have to inform your service providers that you are moving out. With that, they can disconnect the services you avail if you decide to. Moreover, notifying utility companies that you are moving will give them a head up when it comes to your electricity, water, telephone, cable, internet, domestic waste collection, etc.

5. Financial institutions

Informing that you have a new address to your financial company that you have can save you from having problems when it comes to keeping your finances in order. You have to keep the company updated on your personal information to avoid any financial confusions later on.

6. Government agencies

This is one of the people you should never forget to notify. Of course, you don’t want to have some problems when it comes to your documents, right? Moreover, if you forget to notify them, this might be the reason why you can’t have and avail advantages since you are registered in the other government agency. Make sure to tell them your full information for as not to avoid complications later on.

 

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Easy and Effective Ways to Save For Your Downpayment

Home Mortgage Down Payment, A Gray House, Brown Card And Calculator On Stone Background

Purchasing a property is one of the largest single purchases one will make in life. And when it comes to real estate investment, saving for your first down payment and building home equity can be a way to build wealth for your future. That only means, saving money for a down payment should not be taken lightly. However, If you think saving is as easy as you think it is, wait until you get started.

It’s not to scare you, but to give you a heads up on what’s typically going to happen especially when saving for a down payment. Regardless of the property, you want to invest; be it Solstice or any real estate property, there are certain things to consider when saving.

Find affordable alternatives

The moment you decide to invest in a real estate, compromising is one common thing you need to consider. For instance, you can drop your gym membership for exercising at home. Or perhaps, lose the cable subscription and sign up for Netflix. Having these as your alternative, you can save as much as you can. One thing is for sure; you can still continue to live your life without spending too much on the things you do not need. Moreover, think twice before you buy something – you may not need that particular thing.

Reward yourself

Yes, saving may be hard, but that does not mean you should hate it. That means you can break you savings goal down into manageable chunks, and think of a low-cost reward for yourself. After saving a lot of money in week or month, you can treat yourself to a dinner, or something that you want to have. However, you should also be mindful of the price. Just because it is your reward, you should also spend a lot of money on it. Of course, that should also not be the case. Since you are still saving for the down payment, you should also be mindful of the things you are want to buy.

Turn your savings into more savings

Did you know that it is possible for you to turn your savings into more savings? Perhaps, you can consider high-yield saving accounts, certificates of deposit, peer-to-peer lending and mutual funds. Moreover, you have to make sure to get solid advice about whether your timeline is appropriate for various investment options. But if you are not sure about these alternatives, you can go for high-yield accounts. This is one of the most conservative choices you can make since they are insured by the federal government.

Turn your hobbies into side gigs

Whether you realize it or not, you can turn your hobbies into money. How? There are people out there who can appreciate an individual skill where they are willing to pay for your ability. Let’s take painting, for example; some people would buy your artworks. Or perhaps, if you are good at playing piano, guitar, drums or any instruments, you can offer some lessons. With this, you are not enjoying doing your hobbies, but you also earn extra income out from it.

Although saving money can be challenging and daunting, that should not be that hard as you think it is. You can make it fun while you are saving money for the down payment. Moreover, this is one way you can achieve your dream home.

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki

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